What can someone do with my SSN and DOB?

Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits.
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What if someone has your Social Security number and date of birth?

Here are steps you should take if your SSN and related information become compromised.
  1. Report the Identity Theft to the FTC and Police. ...
  2. Request a Credit Freeze or Fraud Alert. ...
  3. Contact Companies Where Your Social Security Number Has Been Used Fraudulently.
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What can people do with your social and date of birth?

Below is a list of just a few things someone can do with your SSN if they get their hands on it.
  • Open financial accounts. ...
  • Get medical care. ...
  • File a fraudulent tax refund. ...
  • Commit crimes. ...
  • Steal your benefits.
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Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name.

That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver's license in your name.
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What can be done with someone's Social Security number?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.
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Stolen Social security numbers used for new fraud



What can a scammer do with my SSN?

Once hackers or thieves have your SSN, they can make false statements on claims, file claims under your SSN, file fraudulent tax returns for refunds, open bank accounts and credit cards and more. A SSN, especially one with a good credit score attached, can be used to extract serious money quickly via these scams.
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What do I do if I gave a scammer my Social Security number?

You may reach the FTC's identity theft hotline toll free at 1-877-IDTHEFT (1-877-438-4338) or visit their website at www.ftc.gov/idtheft. Additional Resources: Protecting Your Social Security Number from Identity Theft.
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How do you check if your Social Security number has been compromised?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).
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Can I change my SSN?

You can't change your Social Security number simply because your card has been lost or stolen, or to avoid bankruptcy or legitimate debts. The only other reasons Social Security will consider assigning a new number are: Sequential numbers assigned to members of your family are causing confusion.
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Can you take money out of your Social Security?

If you change your mind about starting your benefits, you can cancel your application for up to 12 months after you became entitled to retirement benefits. This process is called a withdrawal. You can reapply later. You are limited to one withdrawal per lifetime.
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How much is my Social Security number worth?

The company found that buyers are currently willing to pay just $1 for a Social Security number, which is the same amount they'll pay for user and password information to Brazzers, a pornographic website.
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Can someone steal your identity with the last four of your social?

As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.
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How can I find out if someone is using my identity?

What you can do to detect identity theft
  1. Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address.
  2. Review your bills. ...
  3. Check your bank account statement. ...
  4. Get and review your credit reports.
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How do I block my Social Security number?

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).
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Can two people have the same Social Security number?

"Social Security numbers can be associated with multiple individuals, and that individuals can have multiple SSNs associated with them.
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How much does it cost to change your Social Security number?

There is no charge for a Social Security card. This service is free. Please read our Coronavirus (COVID-19) information page to learn about changes to Social Security number card requests during the COVID-19 pandemic.
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Can anyone do anything with the last four of your social?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.
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What happens when you give out personal information?

This could damage your credit score. Your SSN could be used for employee-related identity fraud, where another person not authorized to work in the US could use your number to get employed. Your SSN could be used to commit a crime by giving your number to law enforcers if they are caught.
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What information does a scammer need?

Much like a Social Security number, a thief only needs your name and credit card number to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code. But not all do, which opens an opportunity for the thief.
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What information can be used to steal your identity?

Identity theft begins when someone takes your personally identifiable information such as your name, Social Security Number, date of birth, your mother's maiden name, and your address to use it, without your knowledge or permission, for their personal financial gain.
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What details are needed for identity theft?

Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.
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Can someone steal your identity with your birth date?

Unfortunately, an ID fraudster can use your birthday as a piece of the puzzle to capture your identity and commit identity theft. Fraudsters need just three key bits of information to steal your identity and access your accounts, take out loans, credit cards, mobile phones in your name.
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Can I put a freeze on my Social Security number?

Freezing Your Social Security Number

First, you'll need to create an account on E-Verify, which is managed by the U.S. Department of Homeland Security. Once you do, follow the prompts to freeze your SSN. Then, file a police report. Immediately after freezing, contact the authorities.
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What do the first 3 digits of your Social Security mean?

The first three (3) digits of a person's social security number are determined by the ZIP Code of the mailing address shown on the application for a social security number.
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How much is a Social Security card worth on the black market?

For people with high credit scores, a Social Security number, birth date, and full name can sell for $60 to $80 on the digital black market. It may not sound like much, but for hackers, a good credit score can fetch a nice premium.
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