Who gets my Social Security if I remarry?

If you get Social Security disability
Social Security disability
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs provide assistance to people who meet our requirements for disability.
https://www.ssa.gov › benefits › disability
or retirement benefits and you marry, your benefit will stay the same. However, other benefits such as SSI, Survivors, Divorced Spouses, and Child's benefits may be affected.
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Who gets Social Security if you are married twice?

Can I claim benefits on either one's record? Yes, you can. Notify the Social Security Administration that you were married more than once and may qualify for benefits on more than one spouse's earnings record. They will be able to tell you which record provides the higher payment and set your benefit accordingly.
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Do you lose your spouse's Social Security if you remarry?

A widow(er) is eligible to receive benefits if she or he is at least age 60. If a widow(er) remarries before age 60, she or he forfeits the benefit and, therefore, faces a marriage penalty. Under current law, there is no penalty if the remarriage occurs at 60 years of age or later.
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How does Social Security work for second marriage?

If you remarry, you cannot receive benefits on your former spouse's record unless the new marriage ends (by death, divorce, or annulment).
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Can I collect my first husband's Social Security if I remarry?

If you have since remarried, you can't collect benefits on your former spouse's record unless your later marriage ended by annulment, divorce, or death. Also, if you're entitled to benefits on your own record, your benefit amount must be less than you would receive based on your ex-spouse's work.
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How Remarriage Affects Social Security Benefits



At what age can I collect 1 2 of my husband's Social Security?

If you are receiving retirement or disability benefits, your spouse may be eligible for spouse benefits if they are: At least age 62. Any age and caring for a child who is under age 16 or who has a disability that began before age 22.
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How long do you have to be married to collect an ex spouse Social Security?

A divorced spouse must have been married 10 years to get spouse's benefits. See Retirement Benefits: Benefits For Your Spouse for more information.
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Will I lose my ex husband's retirement if I remarry?

If you remarry, your ex-spouse will still be eligible for benefits if they meet the requirements. If your former spouse is deceased and you need information about possible survivors benefits, please read, Surviving Divorced Spouse.
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Who gets ex husbands Social Security?

you're eligible for some of your ex's Social Security

wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow's rates when he dies.
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How do I get the $16728 Social Security bonus?

How do I get the $16 728 Social Security bonus?
  1. Option 1: Increase Your Earnings.
  2. Option 2: Wait Until Age 70 to Claim Social Security Benefits.
  3. Option 3: Be Strategic With Spousal Benefits.
  4. Option 4: Make the Most of COLA Increases.
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Can my wife collect my Social Security while I'm alive?

Yes, you can collect Social Security's on a spouse's earnings record. You may be able to do this in the form of spousal benefits, or as survivor benefits if you are a widow or widower.
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Does a married couple receive 2 Social Security checks?

Not when it comes to each spouse's own benefit. Both can receive retirement payments based on their respective earnings records and the age when they claimed benefits. One payment does not offset or affect the other.
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Can a divorced woman get Social Security from ex husband?

Any person with a previous marriage that ended in divorce is eligible if the ex-spouse was fully insured for Social Security benefits and the marriage lasted at least 10 years. A person with a previous marriage that ended in widowhood is also eligible if the spouse was fully insured.
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Do I automatically get my ex husband's Social Security?

If you are divorced after being married at least 10 years, you can claim social security benefits on your ex-spouse's work record.
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What is the Social Security spousal benefits loophole?

One Social Security loophole allowed married individuals to begin receiving a spousal benefit at full retirement age, while letting their own retirement benefit grow. This was done by filing what is called a restricted application.
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What is the highest Social Security payment?

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2023, your maximum benefit would be $3,627. However, if you retire at age 62 in 2023, your maximum benefit would be $2,572. If you retire at age 70 in 2023, your maximum benefit would be $4,555.
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When my husband dies do I get his Social Security and mine?

Can I collect my deceased spouse's Social Security and my own at the same time? Social Security will not combine a late spouse's benefit and your own and pay you both.
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Can my wife take Social Security at 62 and then switch to spousal benefit?

Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files.
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Can my ex wife affect my Social Security benefits?

No. Receiving benefits on the earnings record of your ex-spouse will not change what that person can receive from Social Security.
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What benefits will I lose if I get married?

If you get Social Security disability or retirement benefits and you marry, your benefit will stay the same. However, other benefits such as SSI, Survivors, Divorced Spouses, and Child's benefits may be affected.
Takedown request   |   View complete answer on faq.ssa.gov


Do married couples each get their own Social Security benefits?

Each spouse can claim their own retirement benefit based solely on their individual earnings history. You can both collect your full amounts at the same time. However, your spouse's earnings could affect the overall amount you get from Social Security, if you receive spousal benefits.
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How many Social Security checks does a married couple get?

In most cases, married senior couples have two Social Security checks coming into the household. Each partner gets their own check. But when one person dies, his or her payments cease.
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Can I collect my husband's Social Security while he is alive?

You cannot receive spouse's benefits unless your spouse is receiving his or her retirement benefits (except for divorced spouses).
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What is the spouse 50 rule for Social Security?

The maximum spousal benefit is 50% of the other spouse's full benefit. You may be eligible if you're married, formerly married, divorced, or widowed. You can collect spousal benefits as early as age 62, but in most cases, the benefits are reduced permanently if you start collecting early.
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What is the Social Security 5 year rule?

You must have worked and paid Social Security taxes in five of the last 10 years. • If you also get a pension from a job where you didn't pay Social Security taxes (e.g., a civil service or teacher's pension), your Social Security benefit might be reduced. 2. There is no marriage penalty or limit.
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