What's an active disabling device?

Active disabling device: a cut-off system that you have to turn on to prevent the fuel, ignition, or starter from operating. Typically controlled by a button on your car key, active disabling devices require you to take action to protect the car.
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What is a passive vs active disabling device?

Passive devices automatically arm themselves when the vehicle is turned off, the ignition key removed, or a door is shut. No additional action is required. Active devices require some independent physical action before they are set, such as pushing a button, or placing a “lock” over a vehicle component part.
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What is passing disabling device?

An automatic, or passive, car disabling device is one that works without the driver having to enable it. One is a transponder key, or smart key, which most new vehicles have. These keys won't allow a vehicle to be driven if the corresponding key's not present.
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What is an active device in a car?

As you can probably guess, an active car alarm is one that you would have to activate as a driver. Most drivers will be familiar with this type of alarm. You will activate and set the alarm after parking the car and closing all of the doors. This is typically done with a remote control.
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What counts as an anti-theft device for insurance?

Steering Wheel Lock

Steering wheel locks are one of the best auto anti-theft devices on the market.
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Passive vs Active | Differences between Passive devices and Active devices



What anti-theft device can lower your insurance premium?

A GPS device, specifically, can lower your rates by 25 percent, according to Fox Business. While there isn't a standard discount rate that every insurer uses, there are typically discounts available from the majority of insurance companies - anywhere from 5 to 30 percent, according to the Department of Motor Vehicles.
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Does a car alarm count as an anti-theft device?

Theft prevention devices fall into two broad categories: active and passive. Active devices must be manually activated — a door lock, a steering wheel lock, or a car alarm system.
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What is a passive tracker?

Passive tracking – when a GPS unit gathers data that needs to be downloaded from the tracker. These devices do not report in real time. Instead, they silently collect data that can be viewed as a whole later on. Once data is downloaded, you'll be able to see exactly where the tracker has been.
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What is a passive disabling alarm?

Passive Disabling alarms automatically engage devices that disable the ignition, battery or other vehicle features that a thief would need to steal your car.
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How do I know if LoJack is installed in my car?

If you can't locate the device, another way to possibly find out if your car has one is to use your vehicle identification number (VIN). You can call LoJack at 1-877-563-0032 and ask. Keep in mind that they're not obligated to give you any information. This policy is simply a safety precaution.
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Will a car alarm lower my insurance?

A car alarm insurance discount may reduce comprehensive car insurance rates by $10.60/mo. Passive, active, and silent security systems affect car alarm insurance discount rates. Having a security system in a car does affect a person's car insurance rates.
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How do you deactivate a car alarm?

Use Your Key and Both Lock And Unlock The Driver's Side Door

Locking and unlocking the driver's side door can reset the switch and cause the alarm to cease. If the driver's side door doesn't work, try the passenger door. Further, try turning your vehicle on as well.
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How do I know if I have anti-theft system?

If the security or anti-theft light is flashing when you attempt to start your car, and the engine does not crank or does not start, you have an anti-theft problem. The system may not be recognizing your key or keyless entry signal, or there may be a fault in the anti-theft module, keyless entry system or wiring.
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Do all new cars have alarms?

Most new cars come with a standard sensor trigger installed. This is the most basic form of car alarm and will set off a siren if the sensors are tripped, for example, if the door or windows are opened. Older cars do not have any security system; however, a basic alarm can be installed for a small one-time fee.
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What is active GPS tracking?

“Active” GPS tracking devices generally collect the same information, but are enabled to work with cellular or satellite networks. Using these wireless networks, they're able to transmit data to a computer or data center for further evaluation.
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Is GPS active or passive?

GPS trackers that work on a real-time basis are usually considered "active" trackers, while those that do not include real-time tracking are considered "passive" trackers.
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What is active solar tracking system?

Active trackers such as WattSun track the sun from east to west using electronic sensors and motor or actuator drives. During partly cloudy conditions, the tracker fixes on the brightest area of the sky, capturing the maximum amount of sunlight available.
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How do I disable anti-theft system?

Insert the key into the ignition and turn it to the on position, which activates your accessories but not the engine. Leave the key in position for about 10 – 15 minutes. Step 3: Check the anti-theft light again. If it's no longer blinking, turn the key back to the Off position and allow it to set for a minute or two.
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What is a category 3 anti-theft device?

Category III

Devices qualifying in this category receive 20% discounts. (a) Passive Alarm System - This is an alarm system meeting the following criteria: (1) Ignition must be cut off automatically, or starter must be disabled automatically. (2) Alarm must be triggered by entry of doors, hood or trunk.
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What is a passive immobilizer?

​​Electronic immobilizers are anti-theft devices that cut off power to a vehicle's fuel, starter, or ignition system when not in use. If your vehicle is equipped with a passive electronic immobilizer, you may be eligible for discounts and savings.
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What is an active vehicle recovery system?

Vehicle recovery systems — a.k.a. vehicle tracking systems — are telematics systems that allow their owners to get their stolen vehicles back — often sooner than had they relied solely on the police, and with less damage.
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Do all cars have anti-theft system?

While nearly every new car on the market comes with a key fob that locks and unlocks the doors and pops open the trunk, that doesn't necessarily mean that the car is equipped with an alarm system.
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What are some ways to cut costs on car insurance?

Listed below are other things you can do to lower your insurance costs.
  1. Shop around. ...
  2. Before you buy a car, compare insurance costs. ...
  3. Ask for higher deductibles. ...
  4. Reduce coverage on older cars. ...
  5. Buy your homeowners and auto coverage from the same insurer. ...
  6. Maintain a good credit record. ...
  7. Take advantage of low mileage discounts.
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Will disconnecting battery stop car alarm?

Disconnect the battery

Your car alarm runs off power from your car's main battery or a backup battery. Disconnecting the battery can stop your alarm, but we again only recommend this step if nothing else works AND if you understand how to safely remove a car battery.
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