What is the minimum credit score for First Premier Bank credit card?

There is no First Premier Bank Mastercard credit score requirement. This card is designed for people with bad credit, so any score will do.
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What credit score is needed for a First Premier Bank credit card?

The First Premier Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or restore their credit history (the card's transactions are shared with those agencies).
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What is Premier credit card starting limit?

Your First Premier credit card limit will be $200 to $700 to start, depending on which card you get from First Premier Bank and your overall creditworthiness. First Premier will consider factors such as your credit history, income and debt when determining your credit limit.
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What kind of credit card can I get with a credit score of 500?

Credit cards you can get with a 500 credit score
  • Capital One Platinum Secured Credit Card: No credit history. ...
  • Petal 1 “No Annual Fee” Visa: No credit history. ...
  • Discover it Secured: No credit history. ...
  • Petal 2 “Cash Back, No Fees” Visa: No credit history. ...
  • Mission Lane Visa: Bad to fair (300-670)
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Does First Premier have pre approval?

You can get pre-approved for a First Premier credit card if you fit the issuer's criteria and receive a mail offer. After receiving a mail offer, enter your confirmation number on First Premier Bank's dedicated web page to apply.
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$1,200 First Premier Bank Credit Card Approval With 500's Credit Score | Rickita



What is the $95 program fee for First Premier Bank?

Once you open a credit card with a $300 limit, you will pay a $95 program fee just to open an account. You also will be charged a $75 annual fee for the first year and $45 for every year afterward. The monthly fee on the card with a $300 limit is $6.25 or $75 per year (waived for the first year).
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Does First Premier require a deposit?

First PREMIER® Bank Secured Credit Card's Additional Info

Upon approval, fund a Security Deposit of $200 to open your account and access your available credit. Once your account is opened, you may have the opportunity to build your credit limit to a maximum of $5,000 by making additional deposits.
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Can I get a credit card with a 530 credit score?

It is 170 points away from being a “good” credit score, which many people use as a benchmark, and 110 points from being “fair.” A 530 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.
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What credit card can I get with a 520 score?

Popular Credit Cards for a 520 Credit Score
  • Best Overall: Discover it® Secured Credit Card.
  • No Credit Check: OpenSky® Secured Visa® Credit Card.
  • Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.
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Can I get a credit card with a 565 credit score?

Yes, you can, but you'll need to apply for specific cards that accept applicants with low credit scores.
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Can you have 2 First Premier credit cards?

Yes, you can have more than one First Premier credit card. But keep in mind that First Premier's credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.
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What's the lowest credit card limit?

Your first credit limit may be as low as $100 if your first credit card is from a retail store, but you might be approved for a slightly larger credit limit up to $500 if your first credit card is issued by a bank or credit card company.
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What credit card starts you off with the highest limit?

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.
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Can you get a credit card with a score of 513?

Credit Cards with a 513 Credit Score

The best type of credit card for a 513 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.
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Can you get a credit card with 500 score?

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.
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Can I get a credit card with a credit score of 480?

As a result, a 480 credit score will make it difficult to qualify for a loan or unsecured credit card, and you will need to focus on rebuilding your credit before trying to get a mortgage, car loan, etc.
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What can I get with a 550 credit score?

You can borrow anywhere from a few thousand dollars to $100,000+ with a 550 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.
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Can I get a credit card with a 538 credit score?

Credit Rating: 538 is considered a bad credit score. Borrowing Options: Most borrowing options are available, but the terms are unlikely to be attractive. For example, you could borrow a small amount with certain unsecured credit cards or a personal loan with no credit check, but the interest rate is likely to be high.
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What store cards can I get with a 560 credit score?

Here are some of the easiest department store credit cards to get:
  • Target Credit Card: For people with fair credit. ...
  • Walmart® Store Card: For people with fair credit. ...
  • Kohl's Credit Card: For people with fair credit. ...
  • JCPenney Credit Card: For people with fair credit. ...
  • Fingerhut Credit Account: For people with bad credit.
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Can I get a credit card with a 552 credit score?

There is no minimum credit score needed to get a credit card. Some credit card companies don't even check applicants' credit history, so it's certainly possible to get a credit card even if you have a very low credit score or no credit score at all.
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Can I get a Walmart credit card with a 520 credit score?

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.
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Can I get a credit card with a 515 credit score?

It is 185 points away from being a “good” credit score, which many people use as a benchmark, and 125 points from being “fair.” A 515 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.
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Is First Premier a real credit card?

The First Premier Bank Mastercard is a perfect example. It's an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks. Here's what you need to know if you're considering the First Premier credit card.
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Can I go over my credit card limit with First Premier Bank?

You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.
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Can I use my First Premier credit card for gas?

You can use your First Premier credit card anywhere Mastercard is accepted because First Premier credit cards are on the Mastercard network.
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