What is the highest tier Amex?

The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an invitation is needed to apply.

What are the levels of Amex cards?

What is higher Amex black or platinum?

The American Express Black Card is an exclusive charge card offered to high-net-worth individuals (HNWIs) by invitation only. The American Express Platinum Card is one tier lower. Prospective cardholders may apply online and must meet minimum eligibility requirements.

What Amex card is above platinum?

The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.

Is Amex Gold higher than Amex Platinum?

Is Gold Card Higher Than Platinum? Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

The ULTIMATE Amex Credit Card Tier List

Do rich people use Amex Platinum?

Is Amex Platinum for rich? On average, Amex Platinum and Amex Business Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement. We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.

Is it worth upgrading from Amex Gold to Platinum?

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.

What income do you need for Amex Platinum?

Annual income of $100,000 or more. Aged 18 years or over.

What is the minimum income for Amex Platinum?

Salary Needed for Amex Platinum Credit Card

If you make near $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

What is above the Amex Black Card?

The most prestigious credit cards are the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card, and the Citi Chairman Card because all 3 cards are invitation-only.

Is Amex platinum hard to get?

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.

Is Amex Black Card hard to get?

The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.

Why is the Amex Black Card so special?

The privileges of a black card include upgrades and special permissions for rental cars and access to some of the most breathtaking hotel suites in hard-to-reach destinations. Black cards also offer dedicated concierge services, and some are even rumored to provide charter jet service.

How do I get invited to Amex Black?

Make at Least $250,000 in Purchases on Your Amex Cards

Although Amex doesn't publish a spending threshold to get invited, a solid rule of thumb is that you need to make at least $250,000 in annual purchases across all of your Amex cards.

Is Amex Gold a top tier card?

As a top-tier rewards card offering bonus points at both restaurants and U.S. supermarkets, the Amex Gold makes it easy to earn and save rewards for your next dream vacation.

Does Amex Platinum really have no limit?

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.

Is Amex Platinum metal?

Yes, The Platinum Card® from American Express is a metal card. The American Express Platinum card is made of stainless steel and weighs around 18 grams, compared to 5 grams for a traditional card made of plastic.

What income should I have for Amex Gold?

American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.

Is Amex Delta platinum worth it?

Is the Delta Platinum Amex worth it? This is a great card if you want Delta perks like an annual companion certificate and a free checked bag. It's also good for earning bonus miles on your Delta purchases and hotel, dining and supermarket purchases.

Is Amex platinum worth it right now?

The Amex Platinum card is well worth it for frequent travelers who want luxury travel and lifestyle perks, and who can regularly take advantage of the card's premium benefits.

What happens if you don t pay Amex platinum in full?

Late Payment

For each following Closing Date that an amount past due remains unpaid, we may charge a fee of the greater of $38 or 2.99% of any past due Pay In Full amounts. Your late fee will not exceed the Amount Due or any limit established by applicable law. Paying late may also result in a penalty APR.

Is Amex Gold impressive?

The Amex Gold card is an incredible option for earning travel rewards on dining and U.S. supermarket purchases. But the annual fee and lower rewards value for non-travel options likely make this a poor fit for occasional travelers or households just looking for cash back on everyday spending.

Does Amex Gold get you into airport lounges?

The Amex Gold card does not offer any complimentary airport lounge access. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access.

What happens if I downgrade Amex platinum to gold?

You'll receive a pro-rated refund on your American Express Platinum card annual fee, based on the number of months in the year you've had the card. You will then be charged a pro-rated annual fee on the downgraded card. You won't be eligible for an initial bonus for either the Amex Gold card or Amex Green card.

What is the average salary of Amex?

American Express Co. (AMEX) pays its employees an average of ₹944,823 a year. Salaries at American Express Co. (AMEX) range from an average of ₹334,729 to ₹2,584,208 a year.