What is decline code 158?

No suspected fraud. 158 Fraud Check Error Cannot evaluate transaction for fraud. 159 Suspected Fraud Transaction suspected to be fraudulent.

What are decline codes?

A credit card decline code is a message issued in response to a request for authorization during a transaction. This occurs when a payment can't be processed for a specific reason; it may be declined by the processor or payment gateway, or by the customer's issuing bank.

What are the codes for Visa card declined?

What is transaction response code 58?

The customer's card issuer has declined the transaction as this credit card cannot be used for this type of transaction. This may be associated with a test credit card number. The customer should use an alternate credit card, or contact their bank.

Why is my card being declined by the issuer?

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

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Why is my debit card being declined when I have money?

You've reached your daily purchase limit

Debit cards have daily purchase limits set by financial institutions to ensure your money is safe. The daily purchase limit for your debit card depends on where you bank. Most financial institutions will generally allow you to spend between $400 to $25,000 daily on a debit card.

Why does my bank card keep declining when I have money?

You Have Exceeded Your Daily Limit

If you have already withdrawn that amount and then try to use your debit card again to take out cash, your card may be declined. You may also have a daily limit set on spending using your debit card, and when you reach that, you may not be able to carry out any more transactions.

What is code 58 Walmart?

Code 58s for Shortage Recovery Rate (SRR) are fines from Walmart taken as a deduction to payments made on all DSDC POs for a given 9 digit vendor number.

Why is my bank blocking transactions?

The main reasons accounts are blocked:

Suspected fraud. Lack of use. Suspicious transactions. Disputes with your bank.

Why was my transaction blocked?

Normally debit cards can be blocked if there is fraud on the account so the fraudster can't do any more damage to your account. However, there can be times where your card gets blocked because the store you went to has had a high volume of fraudulent charges made at the specific location.

Why was my Visa card declined Online?

A credit card may decline for many reasons, such as: You have reached your credit limit. There are pending transactions that have lowered your available credit but have not been applied to the card balance. Payment has not yet been posted to the balance.

How do I fix a declined Visa card?

How do I fix a declined Visa debit card?

When examining how to fix a declined debit card, you should start by making sure all the transaction information is correct. Verify the mailing address, name on card, CVV, and expiration date. Next, double-check your balance to verify that you have enough funds available.

What is debit code 56?

The customer's card issuer has declined the transaction as the credit card number does not exist.

How do I track a declined transaction?

Contact your debit card issuer and contest the transaction. They will provisionally credit your account and track down the origin of the transaction. They have the means and experience to support you; give them a chance. If you have not Authorized a payment, then you can request the Bank to look into it .

Can a pending transaction be declined?

Your bank or credit card issuer still shows those charges as pending until they receive final confirmation that those orders were in fact declined, which usually happens in the evening.

How can I unblock my debit transaction?

Generally, there are two ways for unblocking the ATM card – either the banks do it automatically or you have to request the banks online, through SMS/call, or by paying a personal visit at the branch. This depends on the cause of the card block and whether it is a temporary card block or a permanent one.

How can I unblock my online transaction?

How do you know if your account is blocked?

How Do You Know if Your Bank Account is Frozen? If you have a frozen bank account, you won't be able to use your ATM and Credit/Debit cards as well. Each time, you'll see an error message on the screen, and any transaction that you make will fail to process.

What is code 51 at Walmart?

The customer's card issuer has declined the transaction as the credit card does not have sufficient funds. Advise your customer of this fact, and they should either use an alternate card or contact their bank.

What is code 13 Walmart?

Code 13s are filed when the supplier invoices for one item number but Walmart received a different item number. This will always be caught if the item billed on the invoice is at a higher cost than the merchandise received - Walmart will file a code 13 for the difference in cost.

Can a bank freeze your debit card?

Even still, any reputable bank will monitor your account for fraud-like charges. Anything they deem questionable will result in a temporary hold or freeze of your card.

How do I unblock my Visa debit card?

If you have blocked the card due to suspicious activity or due to your negligence and now would like to unblock it, you will have to place a request at the nearest bank branch. You may have to provide your identity proof along with your account number so that the bank can unblock the card.

Why is my card not working visa?

But what if your Visa gift card is declined while making a transaction? The most common reasons are insufficient funds, an inactive card, the cashier using the card the wrong way, or simply you using your Visa gift card at an invalid place.