What disqualifies you from being a payee?

REMEMBER: The Social Security Act prohibits anyone from serving as payee if he or she was ever convicted of a violation under section 208, 811, or 1632(a). This prohibition is permanent; that is, if an individual was ever convicted under one of these statutes, he or she is barred from serving as payee for life.

Who Cannot be a representative payee?

§ 416.622 Who may not serve as a representative payee? A representative payee applicant may not serve if he/she: (a) Has been convicted of a violation under section 208, 811 or 1632 of the Social Security Act. (b) Has been convicted of an offense resulting in imprisonment for more than 1 year.

What are the qualifications to be someone's payee?

You must complete form SSA-11 (Request to be selected as payee) and show us documents to prove your identity. You will need to provide your social security number, or if you represent an organization, the organization's employer identification number.

What are the rules for a payee for Social Security?

Can a disabled person be a payee?

Who can be my representative payee? A legal guardian, a disability attorney, a family member or even a trusted friend—all can become rep payees. The payment may even go to a Social Service agency if there is no one else to manage the Social Security beneficiary payment.

Representative Payees Explained

Can I be my own SSI payee?

Can I be my own payee? Yes. To be your own payee, you need to show Social Security that you are physically and mentally able to manage your money.

Does SSI keep track your spending?

A special note about SSI payments

We don't count all resources. However, some items you buy could cause the recipient to lose their SSI payments. Any money you don't spend could also count as a resource.

How much money can I have in the bank on SSI?

To get SSI, your countable resources must not be worth more than $2,000 for an individual or $3,000 for a couple. We call this the resource limit. Countable resources are the things you own that count toward the resource limit.

Who is the owner of a representative payee account?

A representative payee bank account is an account used by an appointed person or organization to manage the finances of a Social Security beneficiary. Representative payees are chosen by the Social Security Administration to administer the account for a beneficiary—usually an older or disabled person.

How do I hide money from SSI?

Does a payee get paid?

Your organization can charge the beneficiary a fee for any month in which: You are authorized in writing by SSA to collect a fee, AND. You are the payee of record and the beneficiary receives a Social Security and/or SSI payment, AND. You provided payee services for that month.

What can you spend disability money on?

Answer: After paying for the disabled person's food, shelter, clothing, medical and dental costs, and any rehab expenses, the representative payee can spend disability benefit money on personal comfort items and recreation costs (such as outings, movie tickets, or magazine subscriptions).

How long does it take to get a payee?

If the payee is on your list of electronic payment recipients, then it typically will take two to three business days to process your payment. Other payments depend on the location of the payee. It typically ranges from two to five business days.

What happens if a payee misuse funds?

The penalty upon conviction for a payee's misuse of funds may be a fine of up to $250,000, imprisonment up to 10 years, or both.

Does a representative payee file taxes?

If a levy is received for an individual who is receiving benefits on behalf of someone else as a representative payee, it will be returned to the IRS.

Can a payee open a bank account?

Anyone who serves as a representative payee will need to open a checking account that is designated specifically for the individual receiving the benefits. The SSA will then deposit monthly benefits directly into that account on or around the first of the month.

Can a rep payee have online access?

Organizational representative payees are able to complete their Representative Payee Report online by using Business Services Online. Additionally, we may select any payee for an educational visit and payee review.

How far back does SSI look at bank statements?

Any payments that you get from SSI or Social Security for past months won't be counted as a resource for nine months after the month you get them. If there are any past payments left over after the nine-month period, they'll count as resources.

Does SSI monitor your bank account?

If you receive benefits through the federal Supplemental Security Income (SSI) program, the Social Security Administration (SSA) can check your bank account. They do this to verify that you still meet the program requirements.

What income is not counted for SSI?

What Income Is Excluded From the SSI Income Limit? The SSA does not count the following income and benefits when calculating your income level: $20 per month of income other than wages (unearned income) $65 per month of wages (earned income) and one-half of wages (earned income) over $65.

How long does a representative payee have to keep records?

NOTE: A payee must save records for at least two years and make them available to SSA upon request.

Can I buy a car with SSI back pay?

Yes, you can use your SSI backpay for a car, but only if you meet certain conditions. First of all, it's important to know that if you are a recipient of Supplementary Security Income or SSI, then you are only permitted to own one car for the entire period that you are being given financial assistance.

How do I remove a payee?

In the navigation menu, click or tap Transactions > Bill Pay. In the Pay Bills tab of the Bill Pay page, locate the payee that you want to delete, then do one of the following: Click or tap the payee account card. On the resulting page, click or tap Manage Payee in the right corner and select Delete Payee.

Will my stimulus check go to my payee?

Stimulus payments belong to beneficiaries

The SSA issued guidance to representative payees indicating that stimulus payments are not coming from the agency but from the IRS. As such, the payments belong to the beneficiaries, and representative payees are not responsible for managing the money.