What credit score do I need for American Express Blue Cash?

The Blue Cash Everyday^® Card from American Express requires a 660 - 850 credit score for approval. You'll want to make sure your credit score is high enough before applying to increase your chances of acceptance and avoid damaging your credit score.

Is the American Express Blue Cash Card hard to get?

Yes, the Blue Cash Everyday® Card from American Express it is hard to get because applicants need to have a credit score of 700 or higher to be approved. Unless your credit score is at least good and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Cash Everyday.

What is the easiest Amex card to get approved for?

When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.

Can I get an Amex card with a 650 credit score?

This means you need a credit score of at least 700. If you're hovering around the 700 mark, it may be best to wait to apply when your score increases as the average applicant has a score of 715. Although, some applicants have been approved with a credit score as low as 643.

Can I get an American Express card with a 600 credit score?

Michael Battle, WalletHub Credit Card Analyst

The American Express credit score requirement is of at least 700, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.

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How do I get approved for Amex Blue Cash?

You'll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn't enough to qualify for any credit card.

What is the hardest American Express card to get?

The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.

What FICO score does American Express use?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

Can I get a credit card with a 650 credit score?

A 650 credit score is considered “fair” credit, which means you should be able to get a credit card or loan, but a little bit of credit improvement will give you many more options and help you save a lot more money.

Does Amex do a hard pull?

The new application is available to eligible consumers who apply for a U.S. personal card by calling American Express or by submitting an application online at AmericanExpress.com/us/credit-cards. If you are approved, American Express will run a hard credit check only after you accept the card.

How to get an American Express card with bad credit?

If you're considering an American Express card but don't meet the minimum credit requirements, you may be added to another person's credit card as an authorized user. Another option is to apply for a card from another issuer with less stringent requirements.

Do rich people use Amex cards?

Millionaires use credit cards like the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.

Are Amex card holders rich?

No,. American Express is not specifically for rich people, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.

What is the minimum income for Amex Platinum?

Salary Needed for Amex Platinum Credit Card

If you make near $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

What is Amex Blue Cash minimum payment?

The Blue Cash Preferred minimum payment is 1% of the statement balance plus interest, or $35 – whichever is higher. The minimum amount due on your Blue Cash Preferred account will always be listed on your monthly statement.

Does Amex approve everyone?

Although American Express doesn't specify any minimum credit score requirements, you'll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

Can I upgrade my Amex Blue Cash to Gold?

Yes, you can upgrade your Blue Cash Everyday® Card from American Express to a better offer as long as you've had the card for at least 14 months, and you will have the best odds if your credit score and income have gone up since you applied.

What card do billionaires use?

The credit card billionaires are most likely to use is the Centurion® Card from American Express, also known as the Amex Black Card, which has unique benefits and is reserved for high-net-worth individuals. Some of the rich and famous people rumored to have the card include Jerry Seinfeld and Halle Berry.

What income do I need for Amex?

We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum. The Amex Business Platinum card gives you a little more wiggle room because even if you have low business income or are just starting your business, you can still qualify for an Amex small business card.

Should I tell Amex my income?

You should update your income with your credit card issuer if it has increased since you applied for your card. If your income has gone down, then it's better not to update it with your card issuer. Here's why: Credit card issuers use your income to determine your card's credit limit.

Will Amex check my income?

They will request tax returns and bank statements. What they're looking for is to make sure the income you reported on the application is true. The process typically takes 2-3 weeks, and you're assigned a specialist to talk to.

What is the most powerful credit card in the world?

The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an invitation is needed to apply.

What is a Black Card limit?

What is the spending limit on the American Express Black Card? There is no spending limit with the Amex Black Card. However, balances must be paid off in full every month.

Which bureau does Amex pull?

American Express appears to primarily pull credit reports from Experian, but this doesn't mean it doesn't occasionally pull from one or both of the other major consumer credit bureaus as well.

Is Amex generous with credit limits?

Amex is known for its high credit limits, and this card is no exception, with online reports of starting limits over $10,000 not uncommon. As with many issuers, American Express regularly assess credit card accounts to see if the owner qualifies for a higher credit limit.