Is it rude to ask for money for Christmas?

If you're saving up for something special, have a store you'd love to shop from, or just know that your friends and family don't really get your taste, the answer is yes. It's okay to ask for cash, or gift certificates, as long as you do it with class and follow a few etiquette guidelines.
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Is asking for money as a gift rude?

More: Wedding Etiquette: How Much To Give (and Spend)

On the other side of the debate, Jennifer Porter, a Seattle-based etiquette expert and founder of Satsuma Designs, said it is absolutely OK to ask for cash as a gift for a major life milestone.
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Is it rude to give money for Christmas?

Giving the gift of money is becoming more widely accepted, too: “It used to be a taboo thing to give money or ask for it, but it's now becoming part of our society to give gifts of money and then to graciously accept those gifts as well,” says Swann.
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Is it good to give money for Christmas?

Cash is the most efficient gift because it can be converted into anything the recipient chooses. But Christmas gift-giving is not about allocating resources efficiently; it's about building and maintaining social bonds.
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Is it rude to ask for money for your birthday?

She said events like birthdays, graduations and weddings are not fundraisers, so it is not appropriate to outright ask for money. “These are major lifecycle events that are celebratory in their own right,” she said.
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Is It Crass To Give Cash For Christmas? Etiquette Study Sparks Debate | Good Morning Britain



How do you politely ask someone for money?

How to Politely Ask for Money Owed
  1. Offer payment flexibility. ...
  2. If you don't have an arrangement, you need to be kind but assertive. ...
  3. Be direct without being confrontational. ...
  4. Make it look urgent. ...
  5. Be clear that you're waiting for the money they owe you. ...
  6. Offer to be paid back in increments. ...
  7. Be upfront and honest as possible.
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Is giving cash as a gift tacky?

Giving money as a gift—or even asking for money as a gift—used to be considered a bit tacky. But not anymore. "Money is an appropriate gift," says etiquette expert Elaine Swann, founder of The Swann School of Protocol. "Studies that have said that it is the most welcomed gift—the one gift that most people want."
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How much money should you give as a Christmas gift?

In general, experts we interviewed recommend spending around $100 on spouses, $75-$100 on parents, $50 and up for siblings. For kids, $75 is a good starting point but it's easy to get carried away here — especially when they are under 18.
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Why cash is not a good gift?

Cash gifts may be considered impersonal and lacking in creativity. It does not take much effort to stash a dollar amount inside of an envelope and present it, so gift recipients may question their relationships with gift givers who give cash.
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Is it better to give a gift or money?

Some economists advise that instead of a gift, you should give cash instead. But cash just doesn't work under a Christmas tree. Gift cards might seem better, but they are also pretty inefficient, since many people never use them.
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How can I offer money without offending?

How to Help Your Financially Struggling Friend (without making things weird)
  1. DO:
  2. Give anonymously. ...
  3. Be clear about financial expectations when you're going out. ...
  4. Be casual about giving them things. ...
  5. Invite them over for dinner. ...
  6. Think of ways to barter. ...
  7. DON'T:
  8. Don't make a loan.
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Should I give money to a friend?

Why Should You Never Lend Money to Friends or Family? Lending money can damage relationships with your friend and family, especially if they might have trouble paying it back. This emotional damage can often feel worse than losing the money.
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How can I give money for Christmas?

For a creative way to gift cash or a gift card consider hiding it in a mason jar filled with red Jolly Ranchers. Simply fill a mason jar with candy and hide the gift card inside. Add a sweet handmade tag that says, Wishing you a holly jolly Christmas!
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Why is it rude to ask how much a gift costs?

“It is never about how much the gift costs — it is about giving a well-thought-out gift,” she said. “You could spend several hundred hard-earned dollars on a bottle of champagne, but if the boss doesn't drink champagne, it will most likely get re-gifted.”
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Is cash a thoughtless gift?

First, cash is not a thoughtless gift and there's no reason to claim that giving gift cards have 'slightly more' thought behind them. You could easily argue that cash is the ultimate gift card while limited gift cards reduce your friend or loved one to a predictable shopper.
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What is the average Christmas budget?

In 2018, U.S. households spent an average of $1,536 during the Christmas holidays. In 2019, the average amount spent dropped to $1,496. Only about a third of that figure represents the average amount spent on Christmas gifts and gift cards: $511.
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How much should you spend on each kid for Christmas?

Other data from the survey conducted by RetailMeNot shows that little ones make out the best when considering everyone on a person's gift list. Those surveyed said they'd spend approximately $196 on significant others, $105 on parents, $90 on siblings, and $57 on best friends.
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How much should I spend on each person for Christmas?

Here is an example: $5 to $15 is a good range for family members you don't see very often. Between $25 to $40 is good for closer relatives like nephews and cousins. For immediate family members like brothers, sisters, children, and parents, you could spend between $50 to $100.
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Is it better to give cash or gift card for Christmas?

Most people prefer to receive cash

A handful of surveys suggest that generally, people prefer to receive cash as a gift from friends and family, even if they prefer to give gift cards. The present of choice for 35% of people in a 2021 US Cardtronics survey was cash, with just 6% choosing gift cards.
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Is cash an appropriate gift?

When it comes to wedding gifts, there's no right or wrong answer on how much you should spend. It's all about your personal budget. And cash is a completely acceptable gift, says Lizzie Post, etiquette expert and co-host of Emily Post's "Awesome Etiquette" podcast. Some couples even prefer it.
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Why is cash the best gift?

Cash is a straightforward gift that allows the recipient to do what they want with it. They can spend it on something they have had their eye on or save it for the future. Either way, they will be happy with their present!
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How do you ask for money without sounding rude?

5 Polite Ways To Ask For Your Money Back
  1. The polite reminder.
  2. Ask for an update on what they used the money For.
  3. Let them pay for the next round.
  4. Ask them to help you out.
  5. Give them flexible terms.
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What is a good excuse to ask for money?

If you've got family that can afford to foot the bill, school is a very good excuse to borrow money. What is this? Anyone can fall ill at any time or have an accident that lands them in hospital. Without health insurance, hospital bills and medication can easily break the bank and put you into debt.
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What do you do when someone keeps asking for money?

What to Do If Someone Keeps Asking You for Money
  1. One Time Bailout or Repeat Requester? ...
  2. Why Do They Need the Money? ...
  3. Help Them Locate Financial Resources. ...
  4. Pay for Financial Planning Services. ...
  5. Offer Cash in Exchange for Labor. ...
  6. Pay Their Bills. ...
  7. Cash or Gift Cards. ...
  8. Help Them to Negotiate Their Repayments.
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