Is Amex Gold worth it?

For the right cardholder, the Amex Gold is absolutely worth it. The card offers the highest combined rewards rate you can find on both U.S. supermarket and restaurant purchases – making it ideal for foodies. Plus, it comes with several travel protections and credits that can help offset its high annual fee.

Is Amex Gold hard to get?

Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.

How much do you have to spend to make gold Amex worth it?

This requires more work and even more spending — approximately $6,250 to $25,000 in purchases is required to offset the annual fee, depending on the categories you spend in. The quickest way to recoup the Amex Gold's annual fee is to spend a combined $6,250 at U.S. supermarkets and restaurants.

Is Amex Gold actually metal?

The American Express^® Gold Card is constructed with a mix of materials that include stainless steel, just like the Platinum Card. The difference is that the Gold Card is slightly lighter and features its signature gold color.

Is Amex Gold the best?

The Amex Gold is perhaps the best all-rounder of the American Express premium travel cards, considering its travel credits and upgraded rewards on everyday categories.

Amex Gold Card Worth It In 2021?! Everything You Need to Know

Is Amex Platinum better than Gold?

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.

Do you get lounge access with Amex Gold?

The Amex Gold card does not offer any complimentary airport lounge access. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access.

Is the Amex Gold card plastic?

Yes, the Amex Gold card is a metal card. New Amex Gold card applicants don't need to specify that they want a metal card, either – it's standard. It's worth noting that regardless of its name, the Amex Gold card is not made of gold.

What happens if you don't pay Amex Gold in full?

For each following Closing Date that an amount past due remains unpaid, we may charge a fee of the greater of $38 or 2.99% of any past due Pay In Full amounts. Your late fee will not exceed the Amount Due or any limit established by applicable law. Paying late may also result in a penalty APR.

How much is Amex Gold Annual fee?

The Gold Card has a $250 annual fee¹ and can be a great option for food lovers and travelers, with benefits like dining credits, no foreign transaction fees¹, and 4X points on restaurant purchases, 3X points on flights booked directly with airlines or on amextravel.com, and 1X points on all other eligible purchases.

How do you get American Express 75k Gold?

You can qualify for a welcome bonus of up to 75,000 points on the American Express Gold Card after spending $4,000 within the first three months of card membership. That's another 15,000 points more than the standard bonus and the highest offer we've ever seen for this card.

How long does it take to get Amex Gold card?

You should receive your new Card in 7 to 10 days. For the security of your account, we'll mail your new Card in a white envelope that has the American Express logo with an Omaha, NE return address. Once you get your Card, you can confirm you've received it online.

What is the 5 24 rule?

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

What is the easiest Amex to get approved for?

You have a high chance of getting approved for the Amex Blue Card if you have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.

What credit score do you need for an Amex Gold card?

The American Express® Gold Card credit score requirement is 700 or higher. That means people with good credit or better have a shot at getting approved for the Amex Gold card.

What are the qualifications for a gold American Express card?

The main Amex Gold card requirements for approval are having a credit score of at least 700, being at least 18 years old, and being a U.S. citizen or permanent resident. Amex Gold card applicants must also provide a Social Security number, Individual Taxpayer Identification Number or passport.

Why is American Express so special?

American Express is special because it is a luxury credit card brand, known for offering elite rewards and having exclusive approval requirements. American Express also is among the country's largest credit card issuers by purchase volume, and it is one of the four major payment networks.

Which is better Visa or American Express?

Winner: Visa

American Express has long charged higher credit card processing fees than other payment networks. To avoid those more expensive fees, some merchants have opted not to accept American Express cards. It's accepted in over 170 countries; however, Visa is accepted in over 200 countries.

Can you have 2 Amex Gold cards?

You can only have four Amex cards with spending limits, and ten Amex cards with no spending limits, open at any given time.

Why is my Amex card metal?

A metal card that is sturdier and heavier enhances the experience of customers who fit the profile of frequent business travelers. "These cards are status symbols, to a certain degree," Henry Harteveldt, principal at industry analytics firm Atmosphere Research, told Atlanta Business Chronicle in a telephone interview.

Do you get Priority Pass with Amex Gold?

If you have an Amex Gold card, you will receive your Priority Pass within the next three weeks.

How do I get free airport lounge?

How do I increase my Amex Gold spending limit?