How do I know if my roof is damaged by wind?

Signs of wind damage on a roof include loose or missing shingles, chimney issues, curling or peeling shingles, granule loss, damaged soffit or fascia and indoor leaks. High winds can also cause tree branches to fall and damage a roof. Like hail, wind can cause loss of granules (the sandpaper-like part of the shingle).

What wind speed causes roof damage?

Typically, winds as fast as 70-90 mph (miles per hour) are the starting point for wind that can cause roof damages. However, sometimes a gust at 50 mph can give your roof a beating.

How strong does wind have to be to rip a roof off?

When the winds hit speeds of 58-74 mph, shallow-rooted trees can be torn down or uprooted, and loose shingles will be sure to rip off the roof.

What does wind damage look like on a shingle roof?

Potential signs of wind damage:

Missing shingles. Thin horizontal lines where granules have been worn off about 1-2 inches beneath the shingle above; this could indicate that the shingle seal was broken and the shingle was flapping in the wind rubbing against the shingle above it.

How do I know if my shingles are damaged?

How to check for wind damage on a roof

Does building insurance cover storm damage to roof?

Yes, buildings and contents insurance policies usually cover against storm damage.

Can the wind take my roof off?

Wind storms can do significant damage to your home, including roof damage. In some cases, homeowners can end up losing their roof when heavy gusts blow through.

Can 40 mph winds damage a roof?

High winds begin at a sustained 40 mph or 50 mph gusts. Even with hours of howling winds, those gusts do not hit your rooftop at an even rate. The corners, angles, and ridge are all equally susceptible to wind damage, such as curling, ripping, tearing, and lifting shingles away from the roof.

What does wind damage look like?

Signs of wind damage on a roof include loose or missing shingles, chimney issues, curling or peeling shingles, granule loss, damaged soffit or fascia and indoor leaks. High winds can also cause tree branches to fall and damage a roof. Like hail, wind can cause loss of granules (the sandpaper-like part of the shingle).

What should I look for in a damaged roof?

When examining an asphalt-shingled roof, look for loose, broken or cracked shingles. Look for any bubbling or blistering in a shingle, as that indicates moisture has made its way to the interior of the shingle. A shingle with any damage should be replaced immediately to avoid leaks or further structural damage.

How much wind can a roof take?

Most modern shingle roofs are rated to withstand 90 mile-per-hour winds, although there are roofing products available for hurricane and tornado-prone areas that can withstand winds up to 150 MPH.

Is it normal for house to shake in wind?

Yeah, it's normal for a house to move in the wind. The taller the house, the more it will move. If it didn't flex, it would break instead. A lot of how much it moves depends upon what part of the house faces the wind, construction techniques and quality of construction.

How strong of winds can a house withstand?

According to a report by FEMA, new wood-frame houses constructed according to building codes perform well structurally, in winds up to 150 mph, while a steel homes can withstand winds up to 170 mph. However, building wind-resistance homes can cost about 7 to 9 percent more than less wind-resistant structures.

Will my roof leak if some shingles blew off?

Maybe. Just because you lose a shingle or two doesn't mean water will immediately drip from your ceiling. However, such a missing shingle could cause issues over time if the surrounding shingles deteriorate from exposure to water, wind and sunlight.

At what wind speed Do shingles come off?

Starting at 45 mph, the wind itself can lift loose shingles, and even cause weak trees or limbs to break off and cause damage to your home.

Can wind move roof tiles?

Your tiles may look perfectly fine from below and yet actually be in need of attention. You see, high winds lift your tiles upwards. When the pressure is strong enough, the nails holding your tiles down start to loosen.

What damage can 60 mph winds?

- at 39 to 46 mph, branches and limbs can be broken from trees. Cars can also possibly veer on the road, especially high profile vehicles. - at 47 to 54 mph, there will be light structural damage. - at 55 to 63 mph, entire trees can be uprooted and considerable structural damage can occur.

How do you wind proof a roof?

Can you claim for wind damage to insurance?

Buildings insurance policies usually cover financial loss caused by storm damage. We say that a storm generally involves violent winds, usually accompanied by rain, hail or snow.

Can I claim for a new roof on house insurance?

Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event. Most homeowners insurance policies won't pay to replace or repair a roof that's gradually deteriorating due to wear-and-tear or neglect.

Is storm damage an Act of God?

An Act of God is generally considered to be any event that's outside of human control and is unpredictable and unpreventable. Natural disasters such as hurricanes, volcanoes, earthquakes, floods and storms are typical examples of such events.

How do you know if your roof is water damaged?

How do you evaluate a roof?

What is a test square on a roof?

Sometimes an adjuster will ask you to provide a test square to support the claim that the roof has hail or wind damage. A test square is a 10-foot by 10-foot area with the damage noted in it. It is important to identify and document this damage using the same criteria that an insurance company would use.