Does PayTM ask for ATM PIN?

You cannot use the ATM card without activating the PIN. You should change your ATM PIN every 3-6 months or at least once a year to enhance the security of your bank account as well as ATM and online transactions.
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Does Paytm need ATM PIN?

All cash withdrawals and online transactions can be done only if you enter the correct PIN. The card may be blocked for 24 hours to prevent fraudulent activity if there are several wrong attempts. ATM PIN assures that even if the card is lost, no one can withdraw money or perform any transaction without having the PIN.
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Does UPI ask for ATM PIN?

If you have your UPI PIN, you can use that as well:

After that, you have to enter your last 6 digits of your ATM or debit card with expiry date. After that, tap on an arrow, on the right corner. The OTP will be sent to your number. Now you have to enter your ATM pin and at last, tap on the correct sign.
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Is ATM PIN required for online transaction?

No ATM PIN for online transactions and other measures to make digital payments safe. The guidelines state that payment aggregators, such as Razorpay, CC Avenue etc., will now have to stop giving the option of using ATM PIN to users to validate/complete online transactions .
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Is it safe to add debit card details with Paytm?

Steps to Add Credit/Debit Card to Paytm Account

It must be noted that the Paytm application is highly encrypted and your card details are safe. To ensure further safety, Paytm does not save your CVV number and you will be asked to enter it every time you make a payment on the Paytm app.
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Is UPI Payment is Safe? UPI PIN is safe? Why Asking ATM in UPI App Registration? Hindi



How can I remove my debit card from Paytm?

Remove a payment method
  1. Go to "Profile"
  2. Tap "Payment Methods"
  3. Tap your payment method (this should appear on your app as the digital image of your card)
  4. On the top right-hand corner of your digital card, you should see a small trash can icon.
  5. Tap the trash can icon, and tap "Remove Card"
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Can I use Paytm without bank account?

All the users registered on Paytm have to link a bank account with the Paytm app in order to perform UPI money transfers.
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Can I transfer money without ATM card?

IMT is a unique product that can be used to send money instantly to any mobile number in India. The receiver can withdraw the money through an ATM without using a card.
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Is transaction PIN and ATM PIN same?

With the new rule, when a merchant swipes or inserts your debit card in a PoS machine, she will first enter the amount. Then the PoS machine will prompt for a PIN, which you will have to enter to complete the transaction. This PIN is the same one that you use at ATMs.
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How can someone use my debit card without the PIN?

No PIN debit card fraud can occur if your card gets stolen or if someone copies your credit card details. Although a thief can't withdraw cash or get cashback at a store without the PIN, they can still go on a shopping spree with it.
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Does PhonePe ask ATM PIN?

Important: Please DO NOT share your UPI PIN, ATM PIN, and MPIN with anyone. PhonePe or banks will never ask you for these PINs.
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Is ATM mandatory for UPI registration?

Providing an impetus to make Unified Payments Interface (UPI) the most popular digital payments option and to increase its penetration across the country Government has now decided to omit the need for a debit card to create UPI payment ID.
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Can we make UPI without ATM card?

In a good news for bank customers who do not have debit card but possess an Aadhaar, the government has allowed a facility whereby such people can activate the Unified Payments Interface (UPI) soon.
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Why ATM PIN is asked in Google pay?

Your UPI PIN is the number you enter whenever you add a new payment account or make a transaction. You'll be asked to set a UPI PIN when you first add a bank account. If you already have a UPI PIN for your bank account, you can use the same UPI PIN on Google Pay. You can also change your UPI PIN using Google Pay.
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Why my debit card is not accepted by Paytm?

You may be entering incorrect card details like expiry date and CVV/OTP. You may have insufficient balance. There may be limits placed on your card by your issuing bank. Your bank's systems may be down right now.
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What is ATM card PIN number?

An ATM PIN or Personal Identification Number is a 4 digit code that is unique to every account holder's ATM cum debit card and is provided to ensure that all the cash withdrawals, POS transactions and online transactions are secured.
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Can we use ATM PIN instead of OTP?

The guidelines state that payment aggregators, such as Razorpay, CC Avenue etc., will now have to stop giving the option of using ATM PIN to users to validate/complete online transactions. This means that for payments over Rs 2000 users will be able to use only OTP for verification.
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What if I forgot my ATM PIN?

If you forget your ATM PIN, you can reset it easily. Visit your bank's ATM, and follow the instructions displayed on the ATM screen to change the PIN. You can also conduct ATM PIN change through your internet banking account. You will need your mobile number registered with the bank while changing your PIN.
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How can I transfer money through ATM without ATM?

To do so, go to the 'services' option in the banking app and click on 'cardless cash withdrawal' for self. You will then be asked to enter the amount, your 4-digit temporary PIN and select the account number from which the amount is to be debited.
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How can I send money without UPI PIN?

To do so, you need to log in to your internet banking account using your user ID registered with the bank, if you have an active net banking account. To make the transfer, you will also be asked to add the payee by entering all the details like the account number, IFSC, etc.
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How can I transfer money from Paytm to ATM?

Follow these simple steps to transfer your money from Paytm to your bank account
  1. 1Open the Paytm app & Tap on 'Passbook'
  2. 2Select 'Paytm Wallet'
  3. 3Select 'Send Money To Bank'
  4. 4Tap 'Transfer'
  5. 5Enter the amount & bank details.
  6. 6Confirm the transfer.
  7. 7Its done! Money transferred successfully.
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What are the disadvantages of Paytm?

1. Customer support is not up to the expectation 2. Its most felxiblewith high-speed mobile internet connection 3. There are certain charges applicable to transfer money form paytm wallet to another account 4.
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What is required for Paytm?

You can choose Passport, Driving license, Voter id or NREGA card. Aadhaar is not mandatory.
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How can I add my Paytm account without debit card?

  1. Open the Paytm application.
  2. Locate 'My Paytm' section and click on 'Paytm Wallet'
  3. Add the desired amount or opt for the 'Automatically Add Amount' option.
  4. Click on 'Add amount'
  5. Select Paytm Payments Bank, enter the passcode to add money to the Paytm wallet.
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How can I change my Paytm ATM number?

4. Settings - Under My Payment Settings, tap on the Settings option from the list of options and open settings menu. 5. Add New Card - Following screen will show you the option to Add New Card to Paytm payment modes.
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