Do you get no claims bonus on Motability?

As the vehicle is owned by Motability Operations Ltd you will not accrue any personal no-claims bonus. Any personal no-claims history held before joining the Scheme may no longer be accepted by insurers if you leave the Scheme.

What is the good condition bonus with the Motability scheme?

The Good Condition Bonus is our way of saying thank you for looking after your Motability Scheme car. When you return your car at the end of your lease, it is sold, either online through a network of dealers, or at an auction house.

Can you get a discount on a mobility car?

Yes, Motability, the Charity, have discounts and offers set up specifically for customers.

Is it worth using the Motability scheme?

Is a mobility car worth it? A mobility car is absolutely worth it, particularly if you struggle to get around via other forms of transport or may not be able to afford a car otherwise. Motability states that the car is for the benefit of the disabled person.

How many points can you have on Motability?

Drivers who receive 12 penalty points or more can be disqualified from driving for up to three years. New drivers who have passed their driving test within two years of receiving six penalty points will have their licences revoked altogether.

Do This to PROTECT Your No Claims Bonus!

Do Motability cars have trackers?

All new customers and those renewing their agreements with the Motability car scheme will now be forced to have a location tracker fitted to their car, if they live in a care home or have an open insurance policy.

Can I drive a Motability car with 6 points on my licence?

Can I drive a Motability car with points on my licence? Existing points will have been disclosed at the application stage. Any new points should immediately be reported to Motability to determine if cover can continue. Failure to update a driver's information could result in the lease being cancelled.

Can I keep my Motability car after 3 years?

The end of your lease. At the end of your lease you just hand your car back and if like most customers you choose to stay with us, you can select a new car and take another lease. Motability Scheme leases generally run for three years from the date that you took delivery of your car.

Can I get a second hand car on Motability?

Can I use the Motability scheme vehicle for a used car? No, the Motability scheme is only available for new cars.

Can you drive a mobility car without the disabled person in it?

Only drivers listed as permitted drivers on the Certificate of Motor Insurance are insured to drive your Motability Scheme car. Remember, the car must be used by, or for the benefit of, the disabled person. This does not mean that the disabled person needs to be in the car for every journey.

Why are Motability advance payments so high?

A key factor behind this is increasing safety and emissions technology. It means cars now protect you, other road users and the environment better than ever before. This is all good news, but it does add to the cost of designing and manufacturing a vehicle, which feeds into the prices paid on the Scheme.

How much do dealers make on Motability cars?

The only things i know for sure is a salesperson will make between £45 – £55 commission on each sale. The dealership will get rewards from motability £100 for giving you the new car, £75 for taking the old car back, and £40 for the 1st service – in addition to the servicing costs.

Can you get a free car on PIP?

You can get a Motability car or vehicle if you've been awarded: the higher rate mobility component of Disability Living Allowance (DLA) the enhanced rate mobility component of Personal Independence Payment (PIP)

How long does it take to get good condition bonus from Motability?

You should receive the payment within 5 days of the car being returned if we arrange a bank transfer, or within 28 days if we send a cheque. To receive this payment when it's due by bank transfer, sign in to your account and navigate to 'Your payment details'.

Can you hand your Motability car back early?

Yes, you can cancel your Motability car early. Typically Motability Scheme agreements run for three or five years. However, if you need to cancel your lease early, there may be concessions that allow you to end it before this term.

What is Motability total allowance?

The Higher Rate Mobility Component of the Disability Living Allowance (HRMC DLA) is provided by the Department for Work and Pensions. This allowance can be used to cover the cost of a Motability Scheme lease agreement. This allowance is currently £64.50 per week (as of 11/04/2022).

Can you smoke in a Motability car?

You are allowed to smoke in your Motability car. Motability Scheme cars are hired to customers for private use and the 'smoke-free' legislation does not apply to private cars.

Can I use my sons Motability car for work?

Only you or your spouse can use the Motability vehicle to commute to work. While you or your spouse can use the vehicle to travel to work, neither of you can't use it for any unauthorised business purposes like as a delivery vehicle or taxi.

Where do ex-Motability cars go?

Motability Operations Ltd sell all cars that are received back at the end of contract. This is done through the combination of an online system with a network of dealers. If you are interested in an ex-Motability car, you should contact your local dealer to see if any are available.

Does Motability pay for AdBlue?

The cost of AdBlue is included in your Motability contract. Your local Motability dealer will top up the AdBlue for you when you visit them for your vehicle's annual service.

What age does Motability stop?

There is no upper age limit for joining the Motability Scheme. As long as you already receive one of the relevant allowances, you are eligible for a car through Motability.

What happens to my Motability car if I don't get PIP?

We will write to you to let you know that your leasing agreement will end and we'll support you through the process of handing your car back. If you have not been awarded PIP following a DLA to PIP reassessment you may be eligible for a transition support package.

Do Motability check your licence?

We will only accept drivers who have a legally valid driving licence. Drivers with a non-UK driving licence will be subject to additional checks.

Can you modify a Motability car?

The Motability Scheme lets eligible drivers add modifications and adaptations to their new car.

Can you be turned down for Motability?

If any driver has been disqualified from driving for more than 30 days within the last five years they will not be eligible to drive on a RSA Motability policy. The driver will only be eligible when five years has passed from the date of conviction shown on the driving licence.