Do I need phone insurance if I have AppleCare?

The basic version of AppleCare however, does not protect against any kind of accidental damage, liquid damage or lost & theft. So, if you drop your Apple device or spill water on it--you're out of luck if you did not purchase Accidental Damage Protection or Insurance for your iOS devices.

Is AppleCare a warranty or insurance?

Every iPhone comes with one year of hardware repair coverage through its limited warranty and up to 90 days of complimentary technical support. Both AppleCare+ and AppleCare+ with Theft and Loss extend that coverage¹ and give you additional features such as 24/7 priority tech support and accidental damage protection.

Will Apple replace my phone if I have AppleCare?

If you have AppleCare+, you can replace your iPhone with an incident of accidental damage. You'll pay the "other damage" AppleCare+ fee, as specified in the AppleCare+ Terms and Conditions. You can also review that fee in our pricing estimate tool. In some cases, your coverage might be different.

What happens if I lose my iPhone but have AppleCare?

File a Theft and Loss claim

If your missing iPhone is covered by AppleCare+ with Theft and Loss, file a claim for an iPhone replacement.

Is it worth getting insurance for iPhone?

However, if you take out phone insurance with your network provider, you're more likely to get a replacement phone quickly if the worst happens, with many sending out a replacement the day after you make a claim. It's worth considering if you don't have an old handset to limp by with in a phone emergency.

Why I Will Never Buy Apple Care+...

Does AppleCare cover a cracked screen?

AppleCare+ for Apple Display extends your coverage from your AppleCare+ purchase date and includes unlimited incidents of accidental damage protection, each subject to a service fee of $99 for screen damage or external enclosure damage, or $299 for other accidental damage, plus applicable tax.

Is it worth paying for phone insurance?

1011 Phone insurance is particularly important if you purchase a high-end phone through a monthly installment plan, otherwise you could be on the hook for months or years of payments if your phone is damaged, lost, or stolen.

What AppleCare doesn t cover?

What is not insured? loss or theft, normal wear and tear, intentionally- caused damage, fire or cosmetic damage which does not affect the functionality of the device. defect in design, workmanship, modification or any alteration of the covered Apple device.

Is it worth it to get AppleCare?

Overall, AppleCare significantly reduces the stress and cost of accidental damage repairs or replacement devices, and eliminates the cost of repairing hardware failures, but it is a notable extra expense for coverage that still has some deductibles and limitations on claims.

Does AppleCare cover destroyed phones?

For iPhone – Screen-Only Damage, the Covered Device must have no additional damage beyond the screen, including, but not limited to, a bent or dented enclosure, that would prevent Apple from replacing the screen on the Covered Device. Covered Devices with additional damage will be charged as iPhone All Other Damage.

What is the difference between AppleCare and AppleCare?

AppleCare+ is Apple's extended warranty plan that provides additional coverage with many more benefits than the standard limited warranty. Customers have 60 days upon purchase to add the AppleCare+ plan to their device.

Is AppleCare the same as AppleCare+?

The standard AppleCare protection plan extends the warranty plan and phone support for Mac, Apple Displays, ands Apple TV. AppleCare+ offers accidental damage protection on top of the extended warranty and support for iPhone, iPad, and iPod.

Does AppleCare cover water damage?

Damage to Mac computers and accessories due to liquid exposure is not covered by the Apple One (1) Year Limited Warranty or the AppleCare Protection Plan. AppleCare+ for Mac adds unlimited accidental damage protection subject to a service fee plus applicable tax.

Which insurance is best for iPhone?

Best for iPhones AppleCare+

AppleCare+ provides affordable coverage that is specific to iPhone and other Apple devices, making it the best option for iPhone users.

Does AppleCare last forever?

The new coverage automatically renews until canceled. Your plan coverage may continue beyond 24 or 36 months, on a monthly or annual basis, until canceled. If you choose to continue coverage, your coverage will be subject to the then-current AppleCare+ Terms and Conditions.

Does AppleCare cover scratches?

AppleCare doesn't cover scratches. The iPhone screens can and do still scratch. And the oleophobic coating can be worn away where your fingers are most active. None of that would be covered.

Is AppleCare good for 1 or 2 years?

What does AppleCare+ for iPhone cover? For the iPhone, AppleCare+ extends your warranty coverage from one year to two, and extends phone and chat support from 90 days to the full two years as well. You also get up to two incidents of accidental damage coverage per year for a relatively low service fee.

Is AppleCare 1 year or 2 years?

Most Apple hardware comes with a one-year limited warranty and up to 90 days of complimentary technical support.

Can I buy AppleCare after 1 year of purchase?

In most countries and regions, you can buy AppleCare+ within 60 days of your device purchase. In Japan, you can buy AppleCare+ within 30 days of your device purchase.

Does AppleCare cover back glass?

Under AppleCare+, each accidental damage incident is subject to a service fee of $29 for screen or back glass damage or $99 for other accidental damage. Each incident of theft or loss is subject to a deductible of $149. The back glass damage service fee is only available for iPhone 12 and iPhone 13 models.

Is it better to buy a phone without a plan?

While you do save money by paying nothing upfront, your telco provider could put you on an uncompetitive plan for 24 months as part of your contract,' Attrill said. 'You'll essentially pay more to use your phone over that period.

Why is it important for me to have a phone insurance?

At a basic level, mobile phone insurance covers you in case your phone is lost, stolen or broken. Some policies also offer cover for: unauthorised calls. accidental damage.

Does insurance cover stolen phone?

You generally won't be covered for accidental damage or just because you misplaced and lost your phone, though. But if a thief snatches your new phone was snatched while you're dancing at a concert, or pickpockets you while you're traveling abroad, your home or renters insurance will generally cover you.

Are repairs free with AppleCare?

Alongside the iPhone 14 and iPhone 14 Pro announcement, Apple today updated AppleCare+, introducing support for "unlimited repairs," up from two repairs per year. Apple says that ‌AppleCare‌+ for iPhone "includes unlimited incidents of accidental damage protection," with each one subject to service fees.

Does AppleCare cover screen damage for free?

Screen repair (front) is eligible for cover with a fee by using an incident of accidental damage from handling that comes with your AppleCare+ plan.