Do I need extra insurance to drive for Amazon Flex?

Auto insurance: If you maintain personal auto insurance, you are protected under the Amazon Commercial Auto Insurance Policy while you're actively driving and delivering.
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Do you have to have special insurance for Amazon Flex?

Another requirement is that you must have a personal auto insurance policy to take advantage of Amazon Flex insurance coverage. Furthermore, you must have comprehensive/collision coverage as part of your personal insurance policy for the $50,000 in damages to be effective.
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Do you need additional car insurance for Amazon Flex?

Amazon Flex drivers don't have to pay for coverage from the company. Instead, they automatically receive coverage from Amazon's commercial auto insurance policy when driving to pick up or deliver a package.
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What kind of insurance do you need to work for Amazon Flex?

To drive for Amazon Flex, you'll need Hire & Reward insurance. This is a type of commercial auto insurance policy that covers you for making deliveries in exchange for money. You'll also need Social, Domestic & Pleasure insurance. This is the usual personal auto insurance policy you'll have on your vehicle at home.
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What are the perks of being an Amazon Flex driver?

With Amazon Flex Rewards, you can earn cash back with the Amazon Flex Debit Card, enjoy Preferred Scheduling, and access thousands of discounts as well as tools to navigate things like insurance and taxes. Getting started with Amazon Flex Rewards is easy—there's no signup required.
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Amazon Flex What Insurance Do I Need?



Do Amazon Flex employees get insurance?

As an Amazon flex driver, you are classified as an independent contractor, meaning the company will not provide you with health insurance. This means you will have to seek out health coverage on your own through private health insurance, employer-sponsored coverage, health insurance alternatives, or a family member.
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How many packages are in a 3 hour block?

You'll find that each block differs regarding how many packages you need to deliver. It depends on your area, time of day, and the route. However, you can expect to deliver somewhere between 35 to 80 orders during an average three-hour Flex block.
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Can you make a living off Amazon Flex?

How much will I earn with Amazon Flex? Most delivery partners earn $18 - $25 per hour delivering with Amazon Flex. Actual earnings will depend on your location, any tips you receive, how long it takes you to complete your deliveries, and other factors.
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What type of insurance does Amazon require?

Pro Merchants and sellers with $10,000 in sales a month must comply with Amazon's insurance requirements within 30 days and carry: General liability insurance. Commercial umbrella insurance.
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What is Amazon insurance requirements?

All required insurance policies including: Commercial General Liability not less than $1,000,000 per occurrence and $2,000,000 in the aggregate. Auto Liability not less than $1,000,000 per occurrence, including a trailer replacement coverage of $50,000. Cargo coverage of least $100,000.
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Can I use my parents car for Amazon Flex?

You work as an independent contractor, so it doesn't matter who owns the car you want to use.
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Do you pay for your own gas as an Amazon Flex driver?

Drivers use their own vehicles to deliver packages in over 50 cities. They earn between $18 and $25 an hour, depending on the type of shift, and are responsible for costs like gas, tolls and car maintenance.
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How many packages do you have to deliver with Amazon Flex?

It depends on your area, time of day, and the route. However, you can expect to deliver somewhere between 35 to 80 orders during an average three-hour Flex block. Keep in mind that various factors come into play when choosing routes. You might drive a lot of miles when delivering to residential areas.
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What happens if an Amazon driver hits my car?

If a negligent Amazon driver hits your car, you may be able to sue them for compensation in some cases. Whether or not you can pursue a lawsuit depends on the relationship the driver has with Amazon directly. However, an insurance payout might also be an option for you even if a lawsuit is not.
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How long does Amazon Flex insurance last?

All the insurance cover you need to deliver with Amazon Flex

Our 30-Day and Annual policies include Hire & Reward (H&R) and Social, Domestic & Pleasure (SD&P) insurance as standard.
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Does Amazon need to be added as an additional insured?

Your insurance provider must give Amazon at least 30 days' notice of cancellation, modification, or nonrenewal. You must add Amazon as an additional insured as such: “Amazon.com Services LLC and its affiliates and assignees” with address “P.O. Box 81226, Seattle, WA 98108-1226.”
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Are Amazon drivers self insured?

The Amazon insurance policy

Since delivery drivers are considered independent contractors, they are required to carry personal insurance coverage. Limits will vary by state but must meet the state minimum.
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Does Amazon pay your car insurance?

The good news is that Amazon provides Flex drivers with free commercial car insurance coverage. Amazon Flex insurance covers: $50,000 for vehicle damage to your car (a.k.a. collision coverage) $1 million for liability coverage (bodily injury for the driver only plus anyone in another vehicle)
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What is the highest flex pay on Amazon?

The base pay rate for Amazon Flex drivers is $18 per hour (higher in select markets). From there, hourly pay can climb as high as $25 per hour due to factors that increase the difficulty of the delivery. Possible factors include high demand, inclement weather or the holiday rush.
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Does Amazon Flex pay better than DoorDash?

Pay: Amazon pays better but has more costs in general than DoorDash. Flexibility: DoorDash is more flexible because Amazon Flex requires drivers to commit to set blocks of time while DoorDash is more of a turn up and go gig.
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Can you work 40 hours on Amazon Flex?

As it turns out, Amazon Flex drivers are limited to working 40 hours per week. Drivers won't get assigned more than 8 hours of work per day, and most times it will be less than that.
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How do you finish Amazon Flex blocks fast?

How to Get Your Flex Blocks Fast
  1. Refresh the App Regularly for Offers. The Amazon Flex app displays new offers as local warehouses release them. ...
  2. Claim Open Blocks as Quickly as Possible. ...
  3. Try Preferred Scheduling. ...
  4. Drive During Peak Hours. ...
  5. Try Different Delivery Types. ...
  6. Toggle Filters. ...
  7. Get Your Rating Up.
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How many Amazon Flex blocks can you do in a day?

You can do as many Amazon Flex blocks as you want each day. However, there's a caveat involved here. The caveat is that Amazon won't let you work more than eight total hours per day. You could run a two-hour delivery route in the morning to pick up packages from your local Amazon warehouse.
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How many hours does Amazon Flex let you work?

Depending on location and available hours, these schedules range between 10 and 40 hours each week, with the benefits packages matching the number of hours worked.
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What expenses can I claim as Amazon Flex driver?

5. Tax Deductions for Self-Employed Amazon Drivers
  • Car purchase (see below)
  • Car lease (see below)
  • Amazon commissions and service charges.
  • Business mileage.
  • Any costs incurred as part of the Amazon application process.
  • Tolls and Parking charges.
  • Mobile phone & data.
  • Car cleaning and valeting.
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