Can two ex wives collect Social Security?

As a divorced spouse you can collect benefits on your ex-spouse's record, even if the ex-spouse has remarried and even if the ex-spouse's new spouse is collecting on the same record.
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Can you collect Social Security from two ex spouses?

Yes, you can. Notify the Social Security Administration that you were married more than once and may qualify for benefits on more than one spouse's earnings record.
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Can a divorced woman collect her ex's Social Security?

Social Security Benefits for Divorced Women

Thus, divorced women receive Social Security benefits either as retired workers, divorced spouses, or surviving divorced spouses. They can also receive widow benefits from a prior marriage that ended in widowhood.
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Can an ex wife collect Social Security if she is remarried?

If you are divorced, your ex-spouse can receive benefits based on your record (even if you have remarried) if: Your marriage lasted 10 years or longer. Your ex-spouse is unmarried. Your ex-spouse is age 62 or older.
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Does current wife or ex wife get Social Security?

Yes. You are eligible to collect spousal benefits on a living former wife's or husband's earnings record as long as: The marriage lasted at least 10 years. You have not remarried.
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Social Security Ex Spouse Benefits



How does a second marriage affect Social Security benefits?

If you remarry between the ages of 50 and 59 — you can't get benefits. Note: If you remarry before you turn 60 and that marriage ends, you may become entitled or re-entitled to benefits on your prior deceased spouse's earnings record.
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Can I collect ex spousal benefits and wait until I am 70 to collect my own Social Security?

You can only collect spousal benefits and wait until 70 to claim your retirement benefit if both of the following are true: You were born before Jan. 2, 1954. Your spouse is collecting his or her own Social Security retirement benefit.
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Will I lose my ex husband's retirement if I remarry?

The worker is eligible for the higher benefit, but he or she can't choose to take just the spousal benefits and allow his or her own benefits to keep increasing until age 70. If you remarry, you cannot receive benefits on your former spouse's record unless the new marriage ends (by death, divorce, or annulment).
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How long do you have to be married to someone to get their Social Security?

What are the marriage requirements to receive Social Security spouse's benefits? Generally, you must be married for one year before you can get spouse's benefits. However, if you are the parent of your spouse's child, the one-year rule does not apply.
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How long do you need to be married to someone to collect their Social Security?

Qualifying widow(er)s must have been married to the deceased spouse for at least 9 months and have not remarried before the age of 60 (50 if disabled) ( SSA 2007b).
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How much does a surviving divorced spouse get from Social Security?

Widow or widower, full retirement age or older—100% of your benefit amount. Widow or widower, age 60 to full retirement age—71½ to 99% of your basic amount. A child under age 18 (19 if still in elementary or secondary school) or has a disability—75%.
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What is the highest Social Security payment?

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2022, your maximum benefit would be $3,345. However, if you retire at age 62 in 2022, your maximum benefit would be $2,364. If you retire at age 70 in 2022, your maximum benefit would be $4,194.
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How does Social Security work divorced couples?

If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may be eligible to receive benefits based on his or her record. To be eligible, you must have been married to your ex-spouse for 10 years or more.
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How are ex spouse Social Security benefits calculated?

Yes. A representative at your local Social Security office can provide estimates of the benefit you can receive as a divorced spouse, based on your former wife's or husband's earnings record. Call your local office or Social Security's national customer service line (800-772-1213) to make an appointment.
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Can my ex wife get my Social Security disability?

How Much SSDI Can a Divorced Spouse of a Disabled Worker Get? A divorced spouse generally receives 50% of the disabled worker's primary insurance amount (half as much as the disabled person's monthly SSDI check). But, this amount is reduced if you haven't reached full retirement age (between 66 and 67 years old).
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Is an ex wife considered a surviving spouse?

Who Qualifies for Surviving Divorced Spouse Benefits? If your former spouse has died, you may be entitled to Social Security survivor benefits as a former spouse if you meet the following requirements: Your marriage lasted at least ten years. You're at least 60 years old, or 50 if disabled.
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Can ex wife claim my 401k years after divorce?

Your desire to protect your funds may be self-seeking. Or it may be a matter of survival. But either way, your spouse has the legal grounds to claim all or part of your 401k benefits in a divorce settlement.
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Can I collect on my ex husband's Social Security when I turn 62?

Your ex-spouse does not have to file for their own Social Security benefits for you to be eligible to receive a benefit based on their record, but they have to be eligible for those benefits. They must be at least age 62, the earliest age you become eligible for your social security retirement benefits.
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Can I take my Social Security at 62 and then switch to spousal benefit?

Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files.
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Can I switch from spousal benefits to my own Social Security?

You will have to file an application to switch from survivor benefits on a late spouse's work record to retirement benefits on your own record. You should apply four months before you want your retirement benefit to start.
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How does divorce affect spousal Social Security benefits?

Benefits for a divorced spouse are calculated independently from those of a current spouse, so your benefit won't be affected if your spouse remarries. However, if you remarry, then you generally can't collect benefits on your ex-spouse's record unless your current marriage ends.
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How much money can you have in the bank on Social Security retirement?

SSA limits the value of resources you own to no more than $2,000. The resource limit for a couple is only slightly more at $3,000. Resources are any assets that can be converted into cash, including bank accounts.
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Can I take my Social Security in a lump sum?

You might qualify for a lump sum payment of up to six months worth of retroactive Social Security payments.
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What is the average Social Security check at age 62?

At age 62: $2,364. At age 65: $2,993. At age 66: $3,240. At age 70: $4,194.
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Why retiring at 62 is a good idea?

Probably the biggest indicator that it's really ok to retire early is that your debts are paid off, or they're very close to it. Debt-free living, financial freedom, or whichever way you choose to refer it, means you've fulfilled all or most of your obligations, and you'll be under much less strain in the years ahead.
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