Can I use my debit card in the Netherlands?

Cards are accepted in most places
Major credit cards and debit cards, such as Visa, MasterCard and American Express are widely accepted in the Netherlands at restaurants, hotels, and tourist destinations. Although some small shops may charge a fee of anywhere from 2-6% if you use them.
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Will my debit card work in Amsterdam?

Yes, you can use your debit card in Amsterdam and everywhere else in the Netherlands. Normally, debit cards have no problem being accepted, however, there are some places were VISA Electron is not accepted. The most commonly accepted cards are Maestro, VISA and MasterCard.
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How do you pay for things in the Netherlands?

The Dutch mainly use their debit card to make payments. So you will not be able to use your credit card in every shop or restaurant. This is particularly likely to happen in smaller cities. Please make sure to bring cash and ask personnel whether you can pay by credit card.
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Why Visa cards are not accepted in Netherlands?

Dutch people typically don't like credit cards in general because the Dutch are very debt-adverse people. In fact, in Dutch, the word for debt — schuld — also has another meaning: guilt.
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Is it better to use cash or card in Amsterdam?

The general consensus seems to be that it is best to use a credit/debit card to pay for transactions and/or withdraw cash in Amsterdam, rather than to change money up in advance and bring cash to Amsterdam.
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The Dutch are Allergic to Credit Cards



How do you pay for things in Amsterdam?

Money and currency

Credit cards are widely accepted too, though in some small shops or hotels, there might an extra charge (2-6%) if you pay by a credit card, passport may be required. Generally, the most preferred payment method is Euro cash with the banknotes up to 50 Euro bill.
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Can I pay with my debit card in Europe?

Debit cards from any major US bank will work in any standard European bank's ATM (ideally, use a debit card with a Visa or MasterCard logo). As for credit cards, Visa and MasterCard are universal, American Express is less common, and Discover is unknown in Europe. Check your cards' expiration dates.
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What should I avoid in Amsterdam?

Things to avoid in Amsterdam
  • Accommodation booking scams. ...
  • Taking a car into the center of Amsterdam. ...
  • Tram, bus or train riding without a valid ticket. ...
  • Avoid walking along the bicycle lanes. ...
  • Do not smoke in trains and train stations. ...
  • Avoid using cannabis in public. ...
  • No pictures of the Red Light District's windows.
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Does Netherlands accept MasterCard?

Customers with cards from Debit Mastercard and Visa Debit must pay in cash. The Netherlands is increasingly becoming an exception in Europe with its limited acceptance of payment cards. Elsewhere in Europe, customers can usually pay with these Visa and Mastercard debit cards.
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Do I need cash in Netherlands?

You should be able to use your credit or debit cards anywhere in the Netherlands, but having some cash on hand can help just in case.
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Is Netherlands cashless?

The Netherlands is one of the countries leading the adoption of a cashless payment environment.
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Should I bring cash to Amsterdam?

Cash and card are both widely accepted and you should have no trouble with Visa or Mastercard. Some smaller shops and restaurants may not have card payment facilities so carrying cash is advised.
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What cards are accepted in Amsterdam?

Credit card payments in the Netherlands are widely accepted. Visa and Mastercard are more popular, but you could find some merchant acceptance of American Express and Discover cards. When traveling in Amsterdam, expect to find many shops, restaurants and cafes that will not accept cash at all.
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Can I withdraw money in Amsterdam?

Finding an ATM will be no problem in towns and cities in the Netherlands - just look in or near bank branches, shopping centres and supermarkets. However, if you're headed to somewhere more rural it's always a good idea to take some cash with you, as ATM access could be more limited.
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Can I pay cash in Netherlands?

Consumers were able to pay in cash at 97% of all retailers as at mid-2019. This emerged from a DNB-commissioned study into cash acceptance by retailers and their reasons for accepting or refusing cash. Cash is still the most widely accepted means of payment.
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What is considered rude in the Netherlands?

It is rude to speak whilst chewing gum. Knock before entering a room if the door is shut. Standing with your hands in your pockets can be considered impolite. Compliments are usually given in private directly to the person that deserves them.
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Is it safe to walk in Amsterdam at night?

Most Amsterdam neighborhoods are safe for walking—even alone—with a few exceptions. One place to avoid come nightfall is the Red Light District. While it's filled with all types of people during the day, the area attracts seedier visitors and vagrants at night.
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Do they speak English in Amsterdam?

The official language of the Netherlands is Dutch. The majority of Amsterdam's residents speak English well and are often fluent in one or two languages on top of that. You can usually get by effortlessly in Amsterdam without a knowing word of Dutch.
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Is it better to use debit or credit card in Europe?

key takeaways. European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. Credit cards are generally accepted, especially in cities; but check with your card issuer about foreign transaction fees and currency exchange fees.
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Can debit cards be used internationally?

Yes, your debit card and credit card are accepted internationally! If your ATM card is linked to a checking account, it can also be used at ATMs internationally.
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How do I pay internationally with a debit card?

To enable international transactions on your Debit or Credit Card, Login to Netbanking > Cards > Credit/Debit Cards > Request > International Enable. Call PhoneBanking. For Debit cards –Login to Netbanking > Cards > Credit/Debit Cards > Request > International Enable.
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How much cash should I bring to Amsterdam?

You don't need much cash at all, if any. You can get cash from an ATM at the airport or train station upon entry., so just bring your ATM card and another credit card or two. You will need very little cash, really.
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Should I get Euros before going to Amsterdam?

The currency in the Netherlands (Holland) is the Euro. If you live in a country with a different currency like Dollars or Pounds, you need to exchange your money into Euro when you visit Amsterdam and the rest of the country.
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How do you say hello in Amsterdam?

Hello and Other Greetings
  1. Hallo ("HAH low")—Hello. Universal greeting for hello (and by far the easiest to say). ...
  2. Hoi ("hoy")—Hi. Used more often with people you know. ...
  3. Goedemorgen ("KHOO duh MORE khen")—Good morning. ...
  4. Goedenmiddag ("KHOO duh midakh")—Good afternoon. ...
  5. Goedenavond ("KHOO dun AH fohnt")—Good evening.
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