Can I use a PO box for a bank account?

While a few banks allow you to open a checking account using a post office box, most require that you include a physical address on the account. The best way to prove your address is by bringing in a current official document with your name and address.
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Do you need a physical address for a bank account?

The US federal banking regulations require all bank accounts to have a registered real "physical" address. This is why banks are required to ask for a physical address when opening a new account.
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Can I use a PO Box instead of my address?

You can use a PO mailbox as your mailing address, but it cannot be legally used as your physical address. You cannot use a PO Box as your driver's license address, credit card billing address, or any other personal identification information. Use a PO Box only if you want to use it as a mailing address.
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What are the disadvantages of a PO Box?

Any disadvantages? Some people complain about limited space – if you don't pick up your mail regularly, the box will overflow. It is impossible to have a professional address listing with a P.O. Box if you run a small business that operates from your home. Finally, some stations don't provide 24/7 access.
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Can you get a debit card sent to a PO Box?

While you need to obtain a physical address (or location) from a customer for CIP purposes, the CIP regulations don't prohibit a bank from mailing statements, notices and/or cards to a PO Box.
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Can I use a PO Box for my LLC bank account? | Remote Business | VirtualPostMail



Can I get a credit card if I have a PO Box?

While financial institutions are required to collect a physical address, you do not have to receive mailed correspondence at that address. Your actual mailing address can be a PO box or other commercial mailbox.
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Why can't i use PO Box for credit card?

A2A Credit card companies will only allow a PO Box when you give them a physical address where your trailer or home physically sits. That can be the fire number of your property or the number on your house.
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Why do people use PO box instead of address?

A common reason people sign up for mailboxes is to maintain their privacy because PO Boxes are tied to mailing addresses, as opposed to physical or residential addresses. PO Boxes offer people a way to receive postal mail without having to tell senders where they live.
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Why would someone use a PO box?

It provides speed, privacy, security, convenience and mobility. P.O. box mail is often delivered earlier in the day than mail at a home or business and lets customers keep their home addresses unpublished.
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Does it cost money to use a PO box?

Find a PO Box Near You

Get a new PO Box at a Post Office facility for as low as $4.50 per month, depending on your location. Reserve a box with your existing or new USPS.com account. The address or ZIP Code you entered is invalid. Be sure to enter a street, city, and state or a 5 digit US ZIP Code.
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What do you do if you don't have a physical address?

Alternatives for your physical address
  1. Rent a P.O. Box. Head down to your local post office and rent a post office box. ...
  2. Use your work address. If you have a day job with an office, talk to your employer about using the office address. ...
  3. Ask a friend with a business. ...
  4. Head to a UPS Store. ...
  5. Try your co-working space.
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Does Amazon deliver to PO boxes?

Amazon can deliver to all PO boxes, but not all carriers ship to PO boxes. Shipping companies like DHL, FedEx, and UPS need a physical address and don't perceive a PO box as one. USPS is the only company that delivers via PO boxes because it treats it as a physical address.
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How do you use a PO Box as an address?

Put the first and the last name of the recipient on the first address line. If you are addressing a company or organization, put its name right below the recipient's name. Next, you need to indicate the PO box number by writing the “PO box” + 2-5 digit number.
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What banks don't require a physical address?

The bank in the country of your origin can help open an account with the US bank. You don't need to provide proof of address in the US. Neo banks or digital-only banks in the U.S. are gaining popularity amongst the tech-savvy population.
...
Neo Banks
  • N26.
  • Monzo.
  • GoBank.
  • MoneyLion.
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What happens if you don't have address proof for bank account?

Those who do not posses a valid identity or address proof, can still open a bank account known as 'Small Account' by submitting recent photograph and signature or thumb impression in the presence of the bank official. Thus, opening of a Small Account does not require any identity or address proof documents.
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How do I get a bank account with no proof of address?

If you have a fixed address, here are a few documents you can use as proof:
  1. A utility bill (e.g. gas, water, electric, TV or landline phone bill) that's less than three months old.
  2. A council tax bill issued within the current financial year.
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Are PO boxes a good idea?

P.O. boxes are among the safest, securest places to send shipments. Since they're physically located inside the Post Office and under tight surveillance, and accessible only via key or combination lock, you can usually ensure customer privacy and security when shipping to a post office box.
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Do I have to use my real name for a PO box?

Even though it depends on the local post office, you can ship to a PO box with a pseudonym in most cases. The only thing important is that you provide the correct PO box number.
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What happens if your PO box is full?

If you choose to ignore your mailbox and it becomes too full, the mail carrier will simply stop bringing your mail and leave you a notice instead. The notice will confirm your mailbox is overflowing and your mail is being held at the local post office.
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What happens if I get a package too big for my PO box?

There are no restrictions on the size of mail that can be received at a PO box. If you can receive it at a home, you can receive it at a PO box. The one caveat is, of course: If the package is too large to fit inside of the box itself, you'll have to go to the window to pick it up.
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Does a PO Box need a street address?

Can you get a PO box without a physical address? No. In order to get a PO Box, you need to have a physical address as well as a couple forms of ID.
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Does USPS offer physical addresses?

Unlike a PO Box, with a physical mailing address, you can get mail from USPS in addition to UPS, FedEx, or any other mail carriers. You can use this street address for business or personal mail.
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How do I get a physical mailing address?

When it comes to getting a physical address, you have several choices:
  1. Get a Virtual Business Address. One of your best options could be a virtual business address. ...
  2. Get a P.O. Box from the United States Postal Service. ...
  3. Get a Mailbox Through the UPS Store. ...
  4. Use the Address of a Coworking Space.
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What should a PO box address look like?

A P.O. box address typically will have "P.O. Box ###" as the full address line, after the street address, or in the second address field. Sometimes it may appear without the letters, like "#324" or shortened to "POB 373".
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Can I open an Amazon account with a PO Box address?

The short answer is "Yes", but we DO NOT recommend you use a PO Box for your Seller Account. With Amazon making Sellers' addresses public this Septemeber, we've received a lot of questions about using PO Boxes as your seller address.
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