Can I upgrade my Amex Blue card to gold?

You can get an American Express card upgrade through a targeted online or mail offer. Amex cardholders may also contact customer service at 1 (800) 528-4800 to request an upgrade, which is commonly known as a product change.

Can you upgrade American Express blue card?

American Express usually sends targeted upgrade offers to Amex Blue Cash Everyday cardholders via mail, e-mail, or through their online account. Alternatively, you can call customer service at (800) 528-4800 to request an upgrade to Blue Cash Preferred. The Blue Cash Preferred card comes with an annual fee of $95.

How do I upgrade my Amex card to gold?

To see if your Amex Gold card qualifies for an upgrade, call customer service at 1 (800) 528-4800. American Express also periodically sends targeted upgrade offers to existing cardholders by mail, email and in their online account. The account should be open for at least 14 months before requesting an upgrade.

Can you upgrade from one Amex card to a different one?

If you have an American Express credit card that no longer meets your spending needs, you might be asking if you can switch your Amex card through an upgrade or downgrade. The short answer is yes. This request is called a product change, and there are specific situations when it is allowed.

Is it hard to get an AMEX gold card?

Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.

Amex Upgrade Offers: What You MUST Know ( Amex Platinum, Amex Gold, Amex Green )

Is Amex blue or gold better?

The Gold card has higher point-earning potential on dining out and spending on flights booked through the Amex Travel portal, while the Blue Cash Preferred® has the advantage in higher points earned in U.S. supermarket spend, streaming subscriptions, transit purchases, and at U.S. gas stations.

What income do you need for Amex Gold?

American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.

Can I upgrade my Amex Blue to Platinum?

You can get an American Express card upgrade through a targeted online or mail offer. Amex cardholders may also contact customer service at 1 (800) 528-4800 to request an upgrade, which is commonly known as a product change.

Is Amex Gold worth it?

Is the American Express Gold Card worth the annual fee? If you make use of the card's annual credits and you spend a lot on dining and groceries, the card can be well worth the $250 fee. If you're not maximizing the credits and bonus categories, another card could be a better choice.

Can I have 2 Amex cards?

Currently, you can have up to five American Express consumer credit cards at one time. It is important to note that American Express offers multiple types of cards — business cards and consumer cards — and that the rule only applies to consumer cards where you are the primary cardholder.

Does upgrading American Express card affect credit score?

The bottom line. Don't worry, opting to upgrade your credit card will not hurt your credit score. Lenders love to see long-term accounts in good standing, so it's best to avoid opening new accounts or closing old ones willy-nilly.

Is the Amex Gold card metal?

The American Express^® Gold Card is constructed with a mix of materials that include stainless steel, just like the Platinum Card. The difference is that the Gold Card is slightly lighter and features its signature gold color.

Can I downgrade my Amex platinum to gold?

Yes, you can downgrade your Amex Platinum card to the Amex Gold card. But just like with upgrades, you'll want to make sure that you've had the card open for at least 1 year or more. This is a great way to save yourself some money if you no longer find the benefits of the Amex Platinum card to be worth the fee.

How do I get an upgrade offer on American Express?

Can I upgrade my Amex card online?

Fortunately, Amex makes it easy to switch between the two. You can request an upgrade (or downgrade) by phone or online.

How long does it take to upgrade Amex?

If you qualify for an upgrade from Amex Gold card to American Express Platinum card, you should get your new card within 7-10 business days of approval. The card number, credit limit and APR won't change, but the new card will come with a different expiration date and security code.

Is Amex Gold a top tier card?

However, there is one card that offers the perfect “in-between” balance — the American Express® Gold Card. The Amex Gold (now available in rose gold as well as the standard gold card design) has never fit well into the premium card category, nor does it truly belong in the entry or mid-level tiers.

How do you get American Express 75k Gold?

You can qualify for a welcome bonus of up to 75,000 points on the American Express Gold Card after spending $4,000 within the first three months of card membership. That's another 15,000 points more than the standard bonus and the highest offer we've ever seen for this card.

Can I carry balance on Amex Gold?

When Select crunched the numbers and analyzed more than 200 credit cards, we found that consumers could earn substantial rewards with the Amex Gold Card over a five-year period. Unlike other credit cards, this one allows you to carry a balance for certain charges, but not all.

Does Amex do a hard pull for upgrade?

If you're targeted for an upgrade offer on any of your existing Amex cards, you'll be eligible for a “sign-up bonus” of sorts, as well as receiving the card with no hard credit pull.

How do I change my Amex membership?

If you want to upgrade or downgrade your Amex card, the next step to take is to call the issuer. Use the customer service number on the back of your credit card, and a representative will help. American Express also has a helpful online chat feature you can use to see about upgrading or downgrading your card.

How do I get an Amex Platinum Card?

While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

How long does it take to get approved for Amex Gold card?

How long does it take for American Express to approve a credit card application? Many American Express credit card applications will be approved immediately. However, if your application status is pending it can take up to 60 days to get a decision. If that happens, you'll be notified by mail once a decision is made.

How long does it take to get Amex Gold card?

You should receive your new Card in 7 to 10 days. For the security of your account, we'll mail your new Card in a white envelope that has the American Express logo with an Omaha, NE return address. Once you get your Card, you can confirm you've received it online.

Is Amex Gold better than platinum?

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.