Can I get an Apple Card for my child?

Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account owner's statement balance by contacting Goldman Sachs Bank USA.

Can a minor get an Apple Card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

What is the minimum age for Apple Card?

Requirements to get Apple Card

Be 18 years or older, depending on where you live. Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn't a P.O. Box.

Does Apple Card build credit for kids?

If you're 18 years or older, you can opt in to build your credit history while you're part of a shared Apple Card account.

Can a 12 year old use Apple Pay?

If you're less than 13 years old, you can't add a card to Wallet to use with Apple Cash. Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.

Apple Credit Card FAMILY SHARING Review

Can family members use Apple Card?

Family members can use their Apple Card anywhere Mastercard is accepted and, unlike with other cards, can automatically receive Daily Cash back on their own purchases.

Can 14 year olds get a credit card?

Kids can't open their own credit card account until they turn 18, and will need to prove independent income until they're 21. But even before then, minors can benefit from becoming authorized users on a family member's credit account.

Can under 18 use Apple Pay?

To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account.

Can you have 2 Apple cards?

Available in the US in May, Apple Card Family allows two people to co-own an Apple Card, and share and merge their credit lines while building credit together equally.

Can I put Apple Pay on my child's phone?

The family organizer can set up Apple Cash Family in Family Sharing settings so they can set up Apple Cash for a child. They can use Wallet to see the card balance, monitor transactions, and limit who the child can send money to. Go to Settings > [your name] > Family Sharing.

What credit score is needed for an Apple Card?

What credit score do you need for the Apple Card? According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair or average credit (scores ranging between 580-669) might be accepted for the Apple Card, while others might be declined.

Does the Apple Card build credit?

Owners or Co‑Owners can invite anyone age 13 and over in their Family Sharing group to join their Apple Card account as a Participant. Participants age 18 and over have the opportunity to build their own credit history.

Can I add someone else's card to my Apple Pay?

You can use someone else's credit card on Apple Pay if they let you. But if they don't give you permission, it's fraud - and that is a crime. A perfectly legal way to use someone else's credit card with permission is to ask the card's owner to add you as an authorized user.

Can I add an authorized user to Apple Card?

Invite an Apple Card Family participant or account co-owner

Open the Wallet app and tap your Apple Card. Under People, tap Share My Card, then tap Continue. Select a member of your Family Sharing group. To invite someone to join your Family Sharing group, tap Invite Someone.

Can a 15 year old have Apple Pay?

Question: Q: Can teens use Apple Cash to recive money

To send and receive money with Apple Pay, you must be at least 18 years old and a resident of the United States. Apple Pay isn't available for children under 13.

How do I add an Apple gift card to my kids account?

Can a 10 year old have a debit card?

Some institutions don't permit minors to have debit cards under their own name until they are at least 16, but others offer them to children who are 13 or even younger. Parents should look for features like no or low fees for funding and maintaining the account, online account monitoring, convenient A.T.M.

How do I set up a credit card for my child?

Adding an authorized user is usually a straightforward process. Contact your bank or card issuer by calling them at the phone number written on the back of your credit card to begin. Some issuers allow cardholders to add authorized users through an online dashboard.

Can I get a credit card in my child's name?

Note, however, that kids cannot open their own credit card account. Anyone under the age of 18 can only be added as an authorized user on an adult's credit card account, which doesn't come with the exact same privileges — or the liability.

Can a 13 year old use a credit card?

Legally, no one can get a credit card on their own unless they're at least 18 years old. However, a minor can be an authorized user on someone else's account. Here are some credit card options that allow teens under 18 as authorized users, along with a few tips for teaching them financial habits.

How do I share an Apple gift card with family?

When in Family Sharing, a family member can use iTunes Gift card credit to pay for purchases. After you set up your family, any time a family member initiates a new purchase it will be billed directly to your account, unless that family member has gift or store credit.

Can I add my credit card to my wife's Apple Wallet?

Yes, you can add your card(s) on up to 10 devices. For each of your devices, you will need to add your card(s) by visiting the Wallet & Apple Pay section in your device Settings or the within the Wallet app. You'll be notified when your card is added to each device.

What is the max credit limit on Apple Card?

The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.

Is the Apple Card a good starter card?

As of now, getting the Apple Card makes the most sense for you if you already use Apple Pay frequently for purchases and you like the idea of a fee-free card that offers cash-back options. You'll get the best rewards rate when you spend on Apple Purchases or at the select handful of partner merchants that earn 3% back.

Is Apple Card a Visa or Mastercard?

You shop primarily at stores that don't accept Apple Pay

And while Costco does, you can only use Visa cards there; the Apple Card runs on the Mastercard payment network.