Can I change my Amex Gold to Platinum?

Yes, you can easily upgrade your Amex Gold card to the Amex Platinum card by calling the customer service number on the back of your Amex Gold card or using the chat feature on the American Express website.

Can you downgrade from Amex Gold?

To downgrade the Amex Gold card, call American Express customer service at (800) 528-4800, and ask to downgrade your Amex Gold card to the Amex Green card. You can also contact customer service online through the live chat feature from your account.

Can I switch from one Amex card to another?

If you have an American Express credit card that no longer meets your spending needs, you might be asking if you can switch your Amex card through an upgrade or downgrade. The short answer is yes. This request is called a product change, and there are specific situations when it is allowed.

Is it worth it to upgrade to Amex Platinum?

Overall, the Amex Platinum still remains worth it if you can take advantage of the benefits without overextending yourself. At the end of the day, it's not financially savvy to spend more money just to take advantage of the card's benefits.

Can I have both Amex Gold and Platinum?

Having both the Amex Gold and Amex Platinum can make sense if you use both cards enough to offset the annual fees. You can use the American Express® Gold Card for its dining credits and 4x purchase rewards on dining and supermarket purchases.

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Is Amex Gold easier to get than Platinum?

When debating the benefits of the Amex Platinum vs. Gold, the Amex Platinum easily comes out ahead in terms of travel perks based on a few factors. It starts with the fact that you get Priority Pass Select airport lounge access (worth $429).

What is the highest level Amex card?

The highest level American Express card is the Centurion card, which is also known as the 'black card.

Is Platinum Better Than Gold Amex?

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.

Is it hard to get Amex Platinum?

It will be difficult for the average person to get the American Express Platinum card because of the card's 700+ credit score and reportedly high income requirements. Another reason why the American Express Platinum card may be hard to get is because of the card's daunting $695 annual fee.

How much income do you need for Amex Platinum?

While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

Is Amex Gold worth it?

Is the American Express Gold Card worth the annual fee? If you make use of the card's annual credits and you spend a lot on dining and groceries, the card can be well worth the $250 fee. If you're not maximizing the credits and bonus categories, another card could be a better choice.

Can you product Change Amex Gold?

For co-branded cards, you can only product change within their respective group. For example, the Delta SkyMiles® Gold American Express Card can be product changed to any Amex Delta card. American Express often gives you promotions to upgrade from one card to a higher tier card.

How do I upgrade from Amex Gold to platinum on Delta?

Call customer service at (800) 528-4800, and say “Apply for upgrade” when the automated system asks what you want to do. After you enter your card number, a representative will check whether you're eligible. You should get a decision in a few minutes. That's all you have to do to apply for an upgrade.

How do I avoid Amex annual fee?

Apply for the Amex financial relief program: If you're having difficulty paying your annual fee due to unforeseen financial difficulty, apply for the financial relief program online or call Amex at (866) 703-4169. You could potentially have your annual fee waived.

Can I have 2 Amex cards?

Currently, you can have up to five American Express consumer credit cards at one time. It is important to note that American Express offers multiple types of cards — business cards and consumer cards — and that the rule only applies to consumer cards where you are the primary cardholder.

How do I get rid of Amex annual fee?

Is Amex Platinum prestigious?

The Amex Platinum is one of the most prestigious travel credit cards you can own.

What income do you need for Amex Gold?

American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.

What is better than Amex Platinum?

This next pick is the most obvious one. The Chase Sapphire Reserve always goes head-to-head with the Amex Platinum, and Chase even raised the card's annual fee to $550 in 2020. Now that the Amex Platinum has a $695 annual fee (see rates and fees), it makes the Sapphire Reserve the more affordable option.

Is Amex Gold hard to get?

Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.

Is American Express for rich?

No,. American Express is not specifically for rich people, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.

What credit score do you need for an Amex Platinum?

The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better. Issuers will usually also consider your current debts, income, and other pertinent information.

What credit cards do millionaires use?

Millionaires use credit cards like the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card, and The Platinum Card® from American Express. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.

Is the Amex gold card metal?

The American Express^® Gold Card is constructed with a mix of materials that include stainless steel, just like the Platinum Card. The difference is that the Gold Card is slightly lighter and features its signature gold color.

Is Amex Platinum better than black?

The Black Card is an exclusive charge card offered to high-net-worth individuals by invitation only. The Platinum Card is one tier lower. Prospective cardholders may apply online and must meet minimum eligibility requirements. Besides the Black and Platinum Cards, American Express offers a line of 17 other cards.