Will I have to pay for my COVID-19 test up front?

The test will either be free directly at the point of sale, if your health plan provides for direct coverage, or by reimbursement if you are charged for your test.

How much does a COVID-19 test cost?

The cost for testing should be covered by most insurance plans or through government-sponsored programs.

For private pay patients, please contact your health care provider for cost to administer a COVID-19 test.

Will the CDC reimburse travelers for COVID-19 testing fees?

CDC is not able to reimburse travelers for COVID-19 testing fees. You may wish to contact your insurance provider or the location that provided your test about payment options.

What does it mean if I test negative for COVID-19?

A negative test result means that the virus that causes COVID-19 was not found in your sample. However, it is possible for this test to give a negative result that is incorrect (false negative) in some people with COVID- 19. You might test negative if the sample was collected early during your infection.

You could also be exposed to COVID-19 after your sample was collected and then have become infected. In particular, people infected with COVID-19 but who have no symptoms may not shed enough virus to trigger a positive test. This means that you could possibly still have COVID-19 even though the test result is negative.

Do all COVID-19 tests require a prescription and do they need to be ordered by a physician?

A: Some COVID-19 tests require a prescription and others do not. COVID-19 tests authorized for use without a prescription include the attribute "DTC" (for direct-to-consumer home collection tests) or "OTC" (for over-the-counter at-home tests) in the EUA tables on the In Vitro Diagnostics EUA page.

NHS COVID-19 app - how to claim the NHS Test and Trace support payment

Does CVS offer COVID-19 testing?

CVS provides laboratory-based nucleic acid amplification testing (NAAT) and rapid point-of-care (POC) testing at no cost to consumers at over 700 locations in 44 states, Washington DC, and Puerto Rico. Locations include community testing sites and some CVS pharmacies.

What types of COVID-19 tests are available in the US?

Diagnostic tests can show if you have an active COVID-19 infection. Antibody or serology tests look for antibodies in a blood sample to determine if an individual has had a past infection with the virus that causes COVID-19 but cannot be used to diagnose current COVID-19 infection.

Can a person test negative and later test positive for COVID-19?

It is possible for this test to give a negative result that is incorrect (false negative) in some people with COVID- 19. This means that you could possibly still have COVID- 19 even though the test is negative. The amount of antigen in a sample may decrease the longer you have symptoms of infection.

What are consequences of a false negative COVID-19 test?

Risks to a patient of a false negative test result include: delayed or lack of supportive treatment, lack of monitoring of infected individuals and their household or other close contacts for symptoms resulting in increased risk of spread of COVID-19 within the community, or other unintended adverse events.

Should I repeat the at-home COVID-19 test if it is negative?

Some self-tests are designed to be used in a series (also known as serial testing). Consider repeating the test 24 to 48 hours later. Multiple negative tests increases the confidence that you are not infected with the virus that causes COVID-19.

How many COVID-19 tests can I get reimbursed for?

Health plans must cover 8 individual at-home over-the-counter COVID-19 tests per person enrolled in the plan per month. That means a family of four can get 32 tests per month for free.

Can the CDC help me get a refund for travel expenses if I delay travel because of testing or vaccination requirements for COVID-19?

CDC does not reimburse or help travelers get reimbursements for travel expenses as a result of canceled or delayed travel because of testing or vaccination requirements for air passengers flying to the United States or other issues related to COVID-19. While some companies may base their policies on CDC’s travel recommendations or requirements, each company establishes its own refund policies.

In some cases, trip cancellation insurance can protect your financial investment in a trip if you need to change your itinerary in the event of an international outbreak. Visit CDC’s Travelers’ Health website if you’d like to learn more about travel insurance, including trip cancellation insurance.

Do I need to get tested for COVID-19 when traveling?

ALL Travelers Get tested for current infection with a viral test if your travel involved situations with greater risk of exposure such as being in crowded places while not wearing a well-fitting mask or respirator.

What if I can’t afford to pay for the at-home over-the-counter COVID-19 test(s) upfront?

Health plans and insurers are strongly incentivized to set up a network of convenient options across the country, such as pharmacies and retailers, where people will be able to order online or walk in and pick up at-home over-the-counter COVID-19 tests for free rather than going through the process of having to submit claims for reimbursement. Consumers can find out from their plan or insurer if it is providing direct coverage of over-the-counter COVID-19 tests through such a network of preferred pharmacies or retailers.

You can also access free testing in the community. A list of community-based testing sites can be found here. COVID-19 tests are also available without cost-sharing to covered individuals when administered by a health care provider like a nurse, doctor, or pharmacist, without limitation.

Why PCR is better than the rapid COVID-19 test?

“PCR tests are more reliable and accurate due to testing the specific genetic material of the virus, eliminating the interference from other viruses,” said Heather Seyko, a Laboratory Services manager for OSF HealthCare.

How accurate are rapid COVID-19 tests?

Positive results are usually highly accurate but negative results may need to be confirmed with a PCR test. Rapid tests are most effective one to five days after symptoms start.

Can you get a false negative COVID-19 diagnostic test?

There's a chance that your COVID-19 diagnostic test could return a false-negative result. This means that the test didn't detect the virus, even though you actually are infected with it.

What could be the cause of a false negative COVID-19 antibody test result?

Having an antibody test too early can lead to false negative results. That’s because it takes a week or two after infection for your immune system to produce antibodies.

Can you get a false negative COVID-19 antigen test?

The antigen level in specimens collected either before symptom onset, or late in the course of infection, may be below the tests' limit of detection, resulting in a false negative antigen test result, while a more sensitive test, such as most NAATs, may return a positive result.

How long does it take for symptoms of COVID-19 to appear after exposure?

Symptoms may appear 2 to 14 days after exposure to the virus.

How long does it take for symptoms of COVID-19 to appear after contact?

On average, symptoms showed up in the newly infected person about 5 days after contact. Rarely, symptoms appeared as soon as 2 days after exposure. Most people with symptoms had them by day 12. And most of the other ill people were sick by day 14. In rare cases, symptoms can show up after 14 days.

How long does it take for symptoms to start appearing for the COVID-19 disease?

People with COVID-19 have had a wide range of symptoms reported – ranging from mild symptoms to severe illness. Symptoms may appear 2-14 days after exposure to the virus.

What is the difference between a PCR test and a rapid COVID-19 test?

“Unlike the PCR test, the antigen test can only determine if you have an active virus in your body. The rapid test can't detect small amounts of the virus or asymptomatic cases as accurately as the PCR test can,” Heather said. The rapid test is less accurate and there is a greater chance for a false negative.

What is the most accurate diagnostic test to detect COVID-19?

Reverse transcription polymerase chain reaction (RT-PCR)-based diagnostic tests (which detect viral nucleic acids) are considered the gold standard for detecting current SARS-CoV-2 infection.

What are the different types of viral tests?

Viral Test Types

• Laboratory tests can take days to complete and include RT-“PCR” tests and other types of nucleic acid amplification tests (NAATs).
• Rapid Point-of-Care tests can be performed in minutes and can include antigen tests, some NAATs, and other tests.