What is the difference between a Visa gift card and a vanilla visa gift card?

Where Visa Gift Cards are meant to be used either by the person doing the purchasing or by another recipient, the Vanilla strain has a more specific purpose. Vanilla Visa Rewards Cards are meant to be used as viable payment methods for employees who've received them as a workplace incentive with a card balance.

What does vanilla mean on a Visa gift card?

A Vanilla Visa card is a prepaid card, which means that you load money onto it when you purchase it. It is sold as a gift card, though there are several types of these Vanilla cards, and some work like reloadable debit cards as well.

Is a visa gift card the same as a prepaid Visa?

The biggest difference between the two reflects their permanence: prepaid cards can be reloaded and used indefinitely, while gift cards can generally only be used until the dollar amount on them is exhausted.

Is vanilla card a Visa card?

Vanilla® Visa® Gift Cards can be used everywhere Visa debit cards are accepted in the United States. Can be used online or added to a participating digital wallet service to use at physical retail locations that accept digital wallet payments.

Where can you use vanilla Visa gift cards?

You can use your Vanilla Gift Card virtually anywhere Vanilla Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.

✅ How To Activate And Register Vanilla Visa Gift Card ?

Do I need a PIN for my vanilla visa gift card?

Vanilla Visa gift cards do have a PIN that you'll need to use to do any shopping online. These PIN numbers are not located on the cards themselves. Instead, you'll need to call the number presented on the back of your gift card and enter your gift card number — a sixteen-digit number — to set up your PIN.

Do you need to activate a vanilla visa gift card?

Vanilla gift cards don't expire and aren't credit cards, so no credit check is required. The gift cards don't need to be activated once they're purchased. You also might see signs advertising Vanilla Reload, which allows you to add funds to your MyVanilla card at various retailers.

Is vanilla Visa the same as Visa?

It works very much like a Visa debit card, and is accepted wherever the Visa debit card is accepted. It is available in the cash limits of USD 25, USD 50, and USD 100. Thus, you can choose a card that suits your budget.

Can you get scammed with a vanilla gift card?

BBB shows $1,000′s of dollars in gift cards useless. We hear about gift card fraud, scams, and thefts frequently but it's not clear that is what is happening with Vanilla Visa gift cards. One thing is clear, a whole lot of people say they can't use the cards they were gifted.

What is the best prepaid gift card to buy?

Do Visa gift cards charge a fee?

Do All Visa Gift Cards Have A Fee. Yes; the fee is based on the gift card's value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.

Are all Visa gift cards the same?

But there are differences in the cards themselves and especially in the purchase price of each. If you want a personalized Visa gift card, for example, you'll have to order it online. If you want a Visa gift card quickly, you'll need to buy it at a grocery store or send an electronic gift card instead.

Why can't I use my Vanilla gift card online?

If you have a problem using your gift card for online or telephone purchases, the most likely reason is that the merchant's fraud screening process is matching the billing information entered at checkout with the billing information on your gift card account. If the addresses don't match, the card may decline.

Why is it called Vanilla Visa?

A plain vanilla card is a basic credit card with no perks and few or no fees. While plain vanilla cards are generally the same—they lack special features—from one financial institution to the next, the card's credit limit depends on the cardholder's creditworthiness.

What's vanilla card used for?

What Is The Vanilla Prepaid Card? The Vanilla Prepaid Card is a prepaid credit card available from both Mastercard and Visa. It can be used both in-store and online, though there are some retailers who will not accept the card.

How much does it cost to activate a vanilla prepaid card?

Vanilla Visa Gift Card

The card can be purchased in $20 denominations, ranging from $20 to $500. Once the card is activation, no additional fees apply and the funds never expire. Per the cardholder agreement, activation costs between $4.95 and $9.95 depending on the dollar value and number of cards activated.

Where can I get Visa gift cards without a fee?

Can I use my Vanilla Visa gift card at Walmart?

Vanilla gift cards are still valuable, just not for use at WalMart.

Can you use a vanilla visa gift card online?

Yes. Your Visa Gift Card is intended for use anywhere Visa cards are accepted. To make an online or phone purchase, you will need to register your card.

Why is my vanilla gift card being declined?

There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

How long does it take for a vanilla visa gift card to activate?

Technically the card is immediately activated by the store when the cashier completes the purchase. In case you were planning to use your card right away, it's good to keep in mind that some retailers like to place a 24-hour hold on the funds from the time of the purchase.

Can I use a vanilla gift card on Amazon?

Vanilla gift cards can be used in all stores where Mastercard is accepted. However, you can't use a Vanilla gift card directly on Amazon. Instead, you'll have to “trick” the system into believing you're using a Mastercard debit or credit card.