Should I retire in Arizona or Florida?

Winner: Arizona
Here again, Arizona generally has the upper hand. Both the effective property tax rate and the amount paid in taxes are lower than in Florida. The effective state property tax rate in Arizona is 0.72%, compared to 0.97% in Florida.
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Which is a better place to live Arizona or Florida?

Florida has no income tax, which is nice for its residents. Overall, the effective tax rate in Arizona is still slightly higher than in Florida, so combined with the lack of income tax in Florida, we'd say Florida wins this one.
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Is Arizona cheaper to live in than Florida?

Arizona is 1.9% cheaper than Florida.
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Is Florida heat worse than Arizona heat?

According to www.weather.com, the average high in Scottsdale in August is about 108 degrees. While the average high in Orlando is in the mid 90s. Which is worse low humidity Scottsdale at 110 (Phoenix), Arizona or Orlando, Florida at 95 degrees. Orlando is hotter, of course, because of the humidity.
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Is Arizona a retirement friendly state?

Arizona is moderately tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are fully taxed. Wages are taxed at normal rates, and your marginal state tax rate is 5.90%.
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Living in Arizona vs Florida Comparison - Which State is Best for YOU?



What are the pros and cons of retiring in Arizona?

Retiring In Arizona Pros And Cons
  • Pro #1: Low Cost Of Living. ...
  • Pro #2: More Sunny Days Than Anywhere Else. ...
  • Pro #3: Golf Destination. ...
  • Pro #4: Fewer Tax Burdens. ...
  • Pro #5: Beautiful Scenery. ...
  • Con #1: Lots Of Tourists. ...
  • Con #2: Hot Weather. ...
  • Con #3: Higher Crime Rate.
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Is Arizona safer than Florida?

When it comes to crimes that include burglary, theft of cars, murder, and assault, Arizona has lower rates than many other states in the US. It has a considerably lower rate than in Florida. Moreover, most of the places in Arizona are clean and very safe to live in.
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Why should I retire to Arizona?

Arizona is a haven for retirees. People love its year-round pleasant weather, including almost nonexistent humidity, iconic Southwestern scenery, and safe cities. There are also plenty of affordable cities in Arizona. The state has something for everyone, no matter how you want to spend your retirement.
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Where is hotter Arizona or Florida?

Already, Arizona is considered the hottest state in the U.S., and Phoenix the hottest city, with more than 140 days over 100 degrees Fahrenheit last year alone. In Florida, the combination of heat and humidity makes it one of the nation's most dangerous places, according to a recent study.
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What are the dangers of living in Arizona?

The report cites poor air quality, low public health funding, high crime rates and a lack of inclusiveness as its reasons for bestowing the worst-state status on Arizona in 2021.
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Does Arizona have a property tax benefit for seniors?

Yes. The relief comes in several forms. First, there is an exemption for widows, widowers and totally disabled persons. For qualified people, the exemption has the effect of reducing the assessed value of the real property by up to $3,000 with a corresponding reduction in property tax.
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What part of Arizona has the best weather year round?

The city with the best weather in Arizona is Yuma. Yuma hosts some of the best weather in Arizona, making it a suitable temperature throughout the year. With its hottest yearly temperature averaging 107 degrees and the winter months averaging around 69 degrees, Yuma has hot summers and cool winters.
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Does Arizona tax your Social Security?

Friendly. Your state tax bill in Arizona will depend greatly on the sources of your retirement income. Arizona, rated by Kiplinger as one of the nation's most tax-friendly states, does not tax your Social Security benefits (unlike these states that do).
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What are the pros and cons of retiring in Florida?

Retiring in Florida Pros and Cons
  • Plenty of outdoor recreation. With more than 1,250 golf courses throughout the state, active adults will never get tired of teeing off. ...
  • A low cost of living. ...
  • Florida offers urban and rural living. ...
  • It's hot. ...
  • Wildlife. ...
  • Mother Nature. ...
  • Visitors.
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Where do the snowbirds go in Arizona?

The majority of snowbirds settle in golf and condominium communities, mobile home communities and RV parks around the Phoenix area. Most winter visitors stay in the Western side of Arizona, where daytime temperatures are normally in the 20C range.
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Where should I not live in Arizona?

The 20 Worst Places to Live in Arizona
  • Coolidge.
  • Snowflake. ...
  • South Tucson. ...
  • Avra Valley. ...
  • Kingman. ...
  • Tucson. Arizona's second-largest city advertises itself as “America's biggest small town”. ...
  • Holbrook. Last year, 86 burglaries were reported in Holbrook. ...
  • Phoenix. Phoenix is huge. ...
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What should I know before moving to Arizona?

7 Things To Know Before Moving to Arizona
  • Moving to Arizona Means a Resonable Cost of Living. ...
  • Arizona's Weather is (Mostly) Phenomenal. ...
  • Moving to Arizona Means Scorching Hot Summers. ...
  • Moving to Arizona Means Getting Outdoors. ...
  • Moving to Arizona Means Dealing with Dust. ...
  • People Cook with Cactus in Arizona.
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Is Arizona worth moving to?

Arizona boasts a strong economy and a good job market

In fact, with a gross state product of 270 billion dollars, it's one of the richest economies in the country. And of course, a booming economy also means a strong job market – often the top reason why so many people are moving to Arizona.
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Why do retirees move to Florida?

Florida's a Lot Less Taxing

Florida, one of our 10 most tax-friendly states for retirees, has no state income tax. That means no state taxes on Social Security benefits, pensions, IRAs, 401(k)s and other retirement income. It also has no inheritance tax or estate tax.
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How much money do you need to retire in Arizona?

New survey says $750k is what people need to retire comfortably in Phoenix. In Arizona, the definition of wealth is greater than in many parts of the country.
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Is Florida a good place to retire?

Florida is known for retirement. It is a mecca for seniors in search of rest, relaxation, white sandy beaches, and luxury retirement. It has been this way for years, and the truth is, its reputation is well earned.
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What part of Arizona does not get too hot?

But have you ever considered heading to southern Arizona? True, Bisbee, Sonoita and Patagonia don't get quite as cool as Flagstaff in the summer, but they are surrounded by mountains and are 15 to 20 degrees cooler than the Valley. The average high temperature in Phoenix doesn't dip below 100 degrees until Sept.
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What city in Florida has the best year round weather?

With an average daily temperature of 73 degrees and only one day below freezing, it's no surprise this Treasure Coast city was named one of best when it comes to ideal weather.
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Where is the nicest place to live in Arizona?

Ranking Arizona: Top 10 best places to live for 2021
  • Town of Gilbert.
  • City of Phoenix.
  • City of Scottsdale.
  • City of Tempe.
  • City of Mesa.
  • City of Chandler.
  • City of Surprise.
  • City of Glendale.
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