Is Capital One Platinum a hard to get approved?

No, the Capital One Platinum Credit Card isn't hard to get. It's intended for consumers with fair credit, and many people can get approved even if they have a limited credit history or if they've defaulted on a loan.
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Is it hard to get approved for Capital One Platinum Card?

It depends on your credit. The Capital One Platinum Credit Card is available to people with fair or average credit, while the Capital One Quicksilver Cash Rewards Credit Card — the issuer's popular cash-back card — requires good credit or better (a FICO score of 690 or higher).
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How much credit do you need for a Capital One Platinum card?

Q: What credit score Is needed for the Capital One Platinum Credit Card? A: The Capital One Platinum Credit Card is deshigned for fair credit, so you may need a FICO credit score of at least 580 to qualify. But it's possible you'll be approved with a lower score.
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How to get approved for Capital One Platinum Card?

What are the Capital One Platinum requirements for approval?
  1. At least 18 years old… read full answer.
  2. Physical U.S. address (no P.O. boxes)
  3. Proof of enough income to make the monthly minimum payment.
  4. Social Security number or ITIN.
  5. Limited History credit or better.
  6. Checking or savings account.
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Is Capital One Platinum good for beginners?

The Capital One Platinum Credit Card is one of the best starter credit cards on the market. Capital One Platinum is a great credit card for people who are new to credit because it has a $0 annual fee and reports to the major credit bureaus each month.
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What is the highest limit on a Capital One Platinum card?

The Capital One Platinum maximum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation. Most cardholders get credit limits of at least $300, though.
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Which Capital One card is the easiest to get?

The Easiest Capital One Card You Can Get

The Capital One Platinum Secured Credit Card is available to consumers who have a bank or credit union account and a Social Security number. This is the easiest credit card to own because it caters to consumers with limited or poor credit.
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What is the hardest Capital One card to get?

Why it's one of the hardest credit cards to get: Capital One Spark Cash Plus requires excellent credit for approval and charges an annual fee of $150, making it difficult to get and afford.
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What is the easiest card to get approved?

Secured credit cards will likely be the easiest cards to get for those with either poor credit or no credit. That's because they require collateral upfront in the form of a security deposit, which is typically equal to the amount of your credit line and reduces the risk to the card issuer if you fail to pay your bill.
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What credit bureau does Capital One Platinum pull from?

Capital One appears to pull from any of three major credit bureaus: Experian, Equifax and TransUnion.
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What FICO score do you need for Capital One?

Bottom line. To qualify for the Capital One Venture Rewards Credit Card, you'll likely need to have a good credit score of at least 670, although having a higher credit score would only improve your chances of approval.
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How Long Does It Take to Get Capital One Platinum?

The Capital One Platinum delivery time really depends on your report, and how you apply. The fastest would be if you apply online, get approved instantly, and then just wait for the card to get to you, which takes about 10 business days.
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How long does it take to get approved for Capital One Platinum?

If you apply by phone or online, you'll often get a response in 60 seconds. If you submit a paper application, it may take a bit longer. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application.
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What is the limit on a platinum credit card?

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.
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Can I get a Capital One credit card with a 550 credit score?

You may need a score of 570 or higher to be approved for the Capital One Platinum Credit Card. A score in the 580 to 669 range is a fair score, while a score of 670 to 739 is considered good. If you have a score at the lower end of the fair score range, a premium credit card is all but out of the question.
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Which credit card is not accepted the most?

American Express currently has the lowest acceptance rates internationally. We recommend Amex cardholders carry a backup Visa or Mastercard, especially when travelling outside the United States.
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What kind of credit cards can I get with a 500 credit score?

Credit cards you can get with a 500 credit score
  • Capital One Platinum Secured Credit Card: No credit history. ...
  • Petal 1 “No Annual Fee” Visa: No credit history. ...
  • Discover it Secured: No credit history. ...
  • Petal 2 “Cash Back, No Fees” Visa: No credit history. ...
  • Mission Lane Visa: Bad to fair (300-670)
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Which bank give credit card easily?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.
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How do I get a 10000 Capital One credit card?

You can get a Capital One Quicksilver credit limit of $10,000 if your credit score and overall creditworthiness are good enough. You will need at least good credit ( a credit score of 700+). But the higher your credit score is, the better are your chances of getting a $10,000 credit limit.
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Can I get a Capital One credit card with a 600 credit score?

The Capital One Platinum Credit Card is a great choice for those with credit scores in the low 600s. It charges no annual fee and a reasonable APR for someone with fair credit. This card can be used anywhere Mastercard is accepted, both online and in person.
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Is the Capital One Platinum card better than Quicksilver?

The Capital One Quicksilver Cash Rewards Credit Card is the winner over the Capital One Platinum Credit Card. The Quicksilver Card's best features include 1.5% cash back on all purchases, a $200 bonus for spending $500 in the first 3 months, and intro financing of 0% for 15 months.
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What is the lowest Capital One credit limit?

The minimum credit limit is $300, and the average cardholder may achieve a typical credit limit of $2,000. If you have good credit (not this card's prime audience), your credit line may reach $5,000.
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Can I get a credit card with a 530 credit score?

It is 170 points away from being a “good” credit score, which many people use as a benchmark, and 110 points from being “fair.” A 530 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.
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What credit card has a $100000 limit?

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.
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What credit card is higher than platinum?

A platinum credit card is usually a bank's most expensive or the top-tier card, second only to a titanium, black or diamond card if offered by the bank.
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