Can I upgrade my Capital One Platinum to Quicksilver?

Yes, you can upgrade from Capital One Platinum to the Capital One Quicksilver Cash Rewards Credit Card either with an offer from Capital One through your online account or by requesting it over the phone, by calling the number you see on the back of your card.
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Which is better the Capital One Platinum or Quicksilver?

EDITOR'S OVERVIEW. The Capital One Quicksilver Cash Rewards Credit Card is the winner over the Capital One Platinum Credit Card. The Quicksilver Card's best features include 1.5% cash back on all purchases, a $200 bonus for spending $500 in the first 3 months, and intro financing of 0% for 15 months.
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Can I upgrade Capital One Platinum?

Yes, you can upgrade your Capital One Platinum Credit Card to a better offer as long as you've had the card for at least several months, and you will have the best odds if your credit score and income have gone up since you applied.
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When can I upgrade to Capital One Quicksilver?

You'll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card. Generally, cards that require higher credit scores tend to come with better features than those that require scores on the lower end of the scale.
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Can I upgrade my Capital One card to a different one?

Your spending patterns and financial standing will naturally change over time, so it makes sense for the credit cards in your wallet to change, too. Fortunately, if you're a Capital One customer, you can easily upgrade (or downgrade) your credit card with the same issuer. You can also open a new account.
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How to Upgrade your Capital One Credit Card(Secret Link! QS1 to Venture!)



Will upgrading a credit card hurt my score?

The bottom line. Don't worry, opting to upgrade your credit card will not hurt your credit score. Lenders love to see long-term accounts in good standing, so it's best to avoid opening new accounts or closing old ones willy-nilly.
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Can I have 2 Capital One credit cards?

Capital One will allow you to have only two of its personal credit cards open at once. This is a hard rule and cannot be overridden. This does not apply to Capital One's co-branded store cards, but these are not the types of cards we typically look at to maximize travel rewards.
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What is the highest credit limit for Capital One Platinum Mastercard?

Capital One does not list a maximum credit limit for the Capital One Platinum Credit Card.
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What credit score do you need for Capital One QuicksilverOne?

The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.
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What is the highest limit on a Capital One Quicksilver?

Capital One does not list a minimum or maximum credit limit in Quicksilver's terms and conditions.
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What is the minimum credit limit for Quicksilver?

The minimum credit limit for the Quicksilver card is $1,000. Your history with the Quicksilver card will be evaluated for a higher credit limit or upgrade after 6 months of positive history.
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What is the credit limit on a quicksilver Mastercard?

For example, reviewers of the Capital One Quicksilver Cash Rewards Credit Card (regular 15.24% - 25.24% (Variable) APR) have reported credit limits up to $30,000.
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Can I change my Capital One Platinum card to a Venture card?

Yes, you may be able to upgrade your Capital One Platinum card to the Capital One Venture Rewards Credit Card. Your odds are better if you've had the Capital One Platinum card for several months and your credit score and income have gone up since you applied.
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Should I close my Capital One Platinum card?

Keep in mind that closing the Capital One Platinum Secured may lead to a slight drop in your credit score. Even credit cards with zero balance can help build your credit score by reporting positive information to credit bureaus. So keeping a card with zero balance and no annual fee has no drawbacks.
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What is the credit limit on Capital One Platinum?

According to Capital One Platinum's terms, you're guaranteed a credit limit of at least $300. The Capital One Platinum card is designed for people who are new to the credit game. Limits for this type of card tend to be on the lower end, so $300-$500 for a new cardholder would be a fair estimate.
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What credit score do you need for Capital One Platinum?

A: The Capital One Platinum Credit Card is deshigned for fair credit, so you may need a FICO credit score of at least 580 to qualify. But it's possible you'll be approved with a lower score.
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Is Capital One Quicksilver hard to get?

Is the Capital One Quicksilver hard to get? To qualify for the Capital One Quicksilver Cash Rewards Credit Card, you'll need good to excellent credit — generally defined as a score of 690 or higher. You'll also have to meet other approval criteria, such as having sufficient income.
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How often does Capital One automatically increase credit limit?

In general, we don't change an account's credit line more often than every 6 months, but that can vary based on account. Please wait several months after your last credit line change before requesting a credit line increase. This Capital One account was recently past due.
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Is Quicksilver One good for building credit?

This Card is Best For

The Capital One QuicksilverOne card is an excellent choice for consumers who are trying to build their credit history. Even though it has an annual fee, you can earn rewards while you work to improve your credit.
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Is Capital One Quicksilver a Visa or Mastercard?

Capital One Quicksilver is issued as a Mastercard, but networks are subject to change and there are both VISA and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.
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Can I go over my $300 credit limit?

Can you go over your credit limit? Yes, you can go over your credit limit, but there's no surefire way to know how much you can spend in excess of your limit. Card issuers may consider a variety of factors, such as your past payment history, when deciding the risk of approving an over-the-limit transaction.
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How many credit cards should you have?

Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time. Having very few accounts can make it hard for scoring models to render a score for you.
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Can you have 2 Quicksilver cards?

No. You cannot have two of the same credit card from the same credit card company at the same time, with two notable exceptions: Capital One and Citibank.
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How often can you get a Capital One credit card?

Capital One is also known to have a hard-and-fast rule when it comes to timing your applications. You're only able to get approved for one card every six months.
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How many credit cards should you have before buying a house?

To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
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