What is the difference between Visa gift card and Visa prepaid card?

The biggest difference between the two reflects their permanence: prepaid cards can be reloaded and used indefinitely, while gift cards can generally only be used until the dollar amount on them is exhausted.
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Is a Visa gift card a prepaid debit card?

Your Visa® Gift Card is a prepaid Visa card that can be used for purchases at merchants worldwide that accept Visa Debit Cards. The value of the card is loaded at the time of purchase and your spending is limited to the amount of money placed on the card by the purchaser.
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How does a Visa prepaid gift card work?

A Visa gift card is a non-reloadable, prepaid debit card. Once it's activated, the card works just like cash. The cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa for as long as a balance remains. The gift cards are available at banks and retail stores.
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Is a Visa gift card a Visa card?

It's easy—Visa Gift Cards are as simple and easy to use as a regular Visa debit card or credit card. Just choose your card at the store, load it with the desired amount of money, then shop, shop, shop! No paperwork, no fees and no waiting in line at the bank.
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Do all Visa gift cards charge a fee?

Do All Visa Gift Cards Have A Fee. Yes; the fee is based on the gift card's value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.
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What Is A Prepaid Debit Card?



Where can I use prepaid Visa card?

Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping.
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How do I put money on a prepaid Visa card?

You may be able to:
  1. Arrange for a paycheck or other regular payment to be directly deposited onto the card.
  2. Transfer money from a checking account or another prepaid card.
  3. Buy a “reload pack” to add a certain amount to your card.
  4. Add funds at certain retail locations or at the financial institution that provides the card.
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What is the activation fee for a $100 Visa gift card?

Visa $100 Gift Card ($5.95 activation fee)

For more information, visit our Terms and Conditions.
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Do you need a PIN for prepaid Visa card?

Visa and Mastercard Gift Cards

Next, you'll need to input the card's expiration date and three-digit security code, which is located on the back of the card. The system will then allow you to select your own four-digit PIN code.
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What is the best prepaid gift card to buy?

Best prepaid cards
  • Best for no monthly fee: Bluebird® by American Express.
  • Best for cash back: American Express Serve® Cash Back.
  • Best for cash reloads: American Express Serve® FREE Reloads.
  • Best for families: FamZoo Prepaid Card.
  • Best for Walmart shoppers: Walmart MoneyCard.
  • Best for PayPal users: PayPal Prepaid Mastercard®
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Can you withdraw money from a Visa debit gift card?

A. Yes! The VISA Gift Card is accepted at most ATM/POS terminals that display the Pulse®, Plus®, NYCE®, or Star® logos. See the Gift Card Terms and Conditions for international fees that may apply.
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Where can I buy Visa gift cards without fees?

Visa Gift Cards Without Activation Fees
  • Navy Federal Credit Union. Navy Federal Credit Union offers Visa gift cards to their members. ...
  • TD Bank. The TD Bank Visa Gift Card is offered to account holders and can be used anywhere Visa cards are accepted. ...
  • Bank of the Ozarks. ...
  • Republic Bank.
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Is there a prepaid card with no fees?

The NetSpend Visa Prepaid Card is one of the best no-fee prepaid cards. With this card, you will not have to worry about overdraft fees, activation fees, credit checks, or minimum balances.
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What gift card has no activation fee?

Bluebird® American Express® Prepaid Debit Account

The Bluebird® American Express® Prepaid Debit Account charges the fewest fees among prepaid cards we've found. This American Express debit card doesn't charge an activation fee when bought online.
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How much does it cost to activate a prepaid Visa card?

A prepaid Visa activation fee is a fee that is charged to the buyer of the prepaid card to put value onto the card. It occurs when you first purchase the card. At grocery stores, it is typically a $4.95 fee on top of the amount on the gift cards.
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Does Amazon take Visa gift cards?

You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.
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Why does my prepaid Visa get declined?

There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
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How does a prepaid card work?

Prepaid cards can be used to make purchases, similar to a debit card. But when you get a prepaid card, it comes with a balance that acts as your spending limit. Once you've spent the balance, the card becomes unusable until you add more money to it.
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Can you buy things online with a Visa gift card?

Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider's website or call the toll free number listed on the back of your card.
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Can you get cash from prepaid Visa card?

Can you withdraw cash from a prepaid Visa? You can withdraw cash from a prepaid Visa, with the card being treated the same way as any Visa debit card. This means that you can use the prepaid Visa to make purchases online or in-person, make bill payments and withdraw cash.
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How do you activate a Visa gift card?

Your Visa gift card will have a customer service number listed on the back of the card. Call this number and follow the necessary button prompts to activate it. You will likely need to verify your card over the phone by entering your card's account number and creating a PIN before using your card.
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Can you use a prepaid Visa card at an ATM?

Prepaid Cards Can Be Used

Visa also offers prepaid credit cards, which you can purchase for yourself and load with a certain amount of money. Because these credit cards come with a PIN, they can be used to withdraw money from ATMs.
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Can you use a Visa gift card anywhere?

You can use your gift card anywhere Visa is accepted, supermarket, gas station and even online. And you can make purchases up to the amount that's on the card.
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