Does YNAB sell your information?

YNAB has not and does not transfer information to third parties for direct marketing purposes. In the event we decided to do so in the future, we would provide affirmative consent and opt-out procedures.
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Does YNAB sell data?

We do not do that. At all. That's privacy and data. We make money from you paying us for the product that you are using, and that's all.
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Can YNAB be trusted?

Is YNAB Safe to Use? Safety is a common concern when it comes to any personal finance app. Still, people who use YNAB can rest assured that the budgeting tool is trustworthy with personal information, as it offers a highly-esteemed program.
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Is it safe to connect your bank account to YNAB?

All data sent between your computer and YNAB is bank-grade or better encryption. YNAB forces your browser to use an encrypted connection and won't let your computer talk to our servers unless that connection is secure. Specifically around the traffic encryption, we use 128-bit encryption (AES_128_GCM).
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Is Mint better than YNAB?

If one's financial outcome with either apps were equal, then clearly Mint would be the more economical choice. But YNAB claims that its new budgeters average $600 savings over the first two months and $6,000 in savings over the first year. If this holds true, $98.99 for the year would be well worth the investment.
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Can You Trust Your Budget? What You Should Know About Reconciliation



Is Quicken better than YNAB?

YNAB is better for simple budgeting functions.

On the other hand, Quicken is better if you want more tools and you think you'll use the features. If you have investments or business income or want help with more advanced financial management, Quicken is a better choice.
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What is the safest budgeting app?

Best Budgeting Apps Of July 2022
  • Personal Capital.
  • Mint.
  • YNAB (You Need A Budget)
  • PocketGuard.
  • Goodbudget.
  • Stash.
  • Honeydue.
  • Digit.
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Should I link my account to YNAB?

Direct Import helps you ensure all of your transactions are in YNAB. Transactions import once they clear your bank (which can take a day or two), so it's best to record your spending right away.
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How does YNAB make money?

To support our work, we do make money from some links to companies and deals on our site. Learn more about our guarantee here. If you're thinking about downloading a budgeting app, You Need a Budget (YNAB) is a great option.
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Does Mint sell your data?

For instance, Mint, the wildly popular budgeting app with more than 20 million users, is free to use. It makes money from things like credit card offers. The app explicitly states that it won't sell your personal information to third parties for marketing purposes.
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Is YNAB worth the cost?

It's a paid app

There are other free budgeting apps on the market, and some paid apps cost less. Those apps may work for you if you don't have a lot of money to spend on paid apps at the moment. However, YNAB really is packed full of features, and that may make it well worth the investment.
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Who Owns You need a budget?

Jesse Mecham is the founder and CEO of You Need A Budget (YNAB), one of the best budgeting tools in the market today. He started the company in 2004 as a side hustle and it now supports over 100,000 customers. He's also the host of the YNAB Podcast and author of the bestselling book You Need A Budget.
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How much does YNAB cost per month?

YNAB's subscription price is $14.99/month or $98.99/year (USD).
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Does NerdWallet sell your data?

Personal Information We Collect, Disclose for a Business Purpose, and Sell. We collect the categories of personal information about California consumers identified in the chart below and use and disclose to third parties this information for business or commercial purposes.
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Does YNAB automatically import credit card transactions?

Imported Credit Card Payments

For Linked Accounts, credit card payments will import once they clear. If it's the first payment between two particular accounts, YNAB won't know to make it a transfer. That is, unless you manually enter the payment first—using the steps above—which allows them to automatically match up.
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Does YNAB automatically categorize transactions?

If your imported Payee is one you use often, the most recently used category will be automatically assigned.
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How many subscribers does YNAB have?

As its name suggests, YNAB is, at its most basic, a budgeting app. But with two books, two podcasts, a dedicated subreddit (75,000 followers), YouTube channel (53,000 subscribers) and Facebook fan page (44,000 members), YNAB has become a lifestyle.
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Is it safe to give Mint your bank info?

Is Mint a safe app? Yes, Intuit, Mint's parent company, employs the latest security and technology measures to keep its customers' personal and financial information safe. Security measures include software and hardware encryption and multi-factor authentication.
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Can Mint be hacked?

If your Mint account is hacked, you should change your password right away. If someone manages to gain access to your Mint account, they could be stealing any money you have in there - so it's best not to take any risks. You can also switch on two-factor authentication for added protection.
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What is a common mistake made in budgeting?

One of the biggest budgeting mistakes to avoid is being unrealistic about your spending. Under-budgeting in some or all of your spending categories may leave you with less money than you need to allocate toward your needs.
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Why did Intuit sell Quicken?

The announcement put an end to a sales process that went public last August, when Intuit told customers it was unloading three parts of its business -- Quicken, QuickBase and Demandforce -- to focus on its most profitable software and services, the QuickBooks small business accounting division and the seasonally-skewed ...
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What is the easiest free budget app?

Best free budgeting tools
  • Best free spreadsheet for anyone: Google Sheets.
  • Best overall free smartphone app: Mint.
  • Best free smartphone app for beginners: Goodbudget.
  • Best free smartphone app for investors: Personal Capital.
  • Best free desktop software for small business owners: GnuCash.
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Which is better YNAB or every dollar?

In a Nutshell

YNAB is for those who want a more complex tool to categorize spending as they go and better understand financial habits. EveryDollar is for budgeters who want a simple budget app that focuses on following a predetermined amount for the month.
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